8488 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 8488 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1958
Lot Size	1.21 acres (53,056 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Mar 2021)
Tax Bill	$1,081 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080 00-109 01`

Property Details

APN / Parcel Number

Primary APN	`080 00-109 01`
Alternative APN	`45485`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,344 sqft
Basement Area	1,584 sqft
Finished Basement	1,584 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	53,056 sqft (1.21 acres)
Terrain	Rolling
Garage Area	384 sqft
Driveway	Paver Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45485
Street Address	8488 FRANKLIN ST
City	FERRUM
State	VA
Zip	24088-4411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	RT 40-FRANKLIN STREET
Legal Subdivision	FRANKLIN S
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1048
Census Tract	20701

Owner

8488 Franklin St is owned and occupied by two individuals who acquired it in April 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8488 FRANKLIN ST, FERRUM, VA 24088-4411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREEN LENDING LLC
Feb 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREEN LENDING LLC
Mar 22, 2021	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Deed Document Number	20212685
Deed Book / Page	1159 / 1169
Last Transfer Date	Apr 29, 2025
Transfer Doc	0012280909
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	8488 FRANKLIN ST, FERRUM, VA 24088-4411
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 FRANKLIN ST, FERRUM, VA 24088-4413

Mortgage

Document Number	0012400417
Date	Jan 23, 2026
Book Page	1240/417
Instrument	260000538

Lender

Name	GREEN LENDING LLC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	8488 FRANKLIN ST, FERRUM, VA 24088-4411
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 FRANKLIN ST, FERRUM, VA 24088-4413

Mortgage

Document Number	0012401621
Date	Feb 3, 2026
Book Page	1240/1621
Instrument	260000713

Lender

Name	GREEN LENDING LLC
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 22, 2021
Property Address	8488 FRANKLIN ST, FERRUM, VA 24088-4411
Document Number	0011591169
Book / Page	1159 / 1169
Map Reference	MB 1091 PG 2223
Instrument Date	Mar 18, 2021
Instrument	210002685
Transaction Type	Foreclosure
Record Updated	Nov 9, 2021

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 FRANKLIN ST, FERRUM, VA 24088-4413

Tax Assessment & Valuation

The 2025 property tax bill for 8488 Franklin St was $1,081.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00	$251,500 Land $30,800 Building $220,700	$251,500 Land $30,800 Building $220,700
2023	$1,035.00	$169,800 (-) Land $23,800 Building $146,000	$169,800 (-) Land $23,800 Building $146,000
2022		$169,800 Land $23,800 Building $146,000	$169,800 Land $23,800 Building $146,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8488 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8488 Franklin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

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