8485 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 8485 Franklin St, Ferrum, VA 24088

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,254 sqft · built 1940
Lot Size3.7 acres (161,303 sqft)
OwnerIndividual Name on File
Tax Bill$726 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN080 00-128 00

Property Details

APN / Parcel Number

Primary APN080 00-128 00
Alternative APN
  • 25068

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,254 sqft Living Area
Gross Area1,470 sqft
1st Floor Area1,254 sqft
Basement Area728 sqft
Unfinished Basement728 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1959
Exterior MaterialOther
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area161,303 sqft (3.7 acres)
TerrainRolling
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area216 sqft
Deck Area60 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number25068
Street Address8485 FRANKLIN ST
CityFERRUM
StateVA
Zip24088-4412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNZ
Legal DescriptionRT 40
JurisdictionFRANKLIN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2003
Census Tract20701

Owner

8485 Franklin St is owned and occupied by an individual who acquired it in March 2008.

Source: Franklin County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address8485 FRANKLIN ST, FERRUM, VA 24088-4412
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2008
Deed SaleMar 28, 2008
Deed Document Number20082894
Deed Book / Page934 / 1677
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address8485 FRANKLIN ST, FERRUM, VA 24088-4412
Document Number0011333037
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address8485 FRANKLIN ST FERRUM VA 240884412, FERRUM, VA 24088-4412

Mortgage

Document Number0011333037
DateJan 28, 2020
Book Page001133/003037
Instrument569
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 27, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8485 Franklin St was $726.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$726.00$168,900 Land $35,100 Building $133,800$168,900 Land $35,100 Building $133,800
2023$631.00$103,500 (-) Land $28,100 Building $75,400$103,500 (-) Land $28,100 Building $75,400
2022$103,500 Land $28,100 Building $75,400$103,500 Land $28,100 Building $75,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8485 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8485 Franklin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

Nearby Streets

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