8406 Franklin St, Ferrum, VA 24088 Property Records

Franklin County property record for 8406 Franklin St, Ferrum, VA 24088

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 1,425 sqft · built 1970
Lot Size	0.47 acres (20,473 sqft)
Owner	Company Name on File
Last Sale	$133,333 (Sep 2025)
Tax Bill	$816 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081 01-057 00`

Property Details

APN / Parcel Number

Primary APN	`081 01-057 00`
Alternative APN	`25540`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,425 sqft Total Area
Gross Area	1,537 sqft
1st Floor Area	1,425 sqft
Basement Area	1,425 sqft
Unfinished Basement	1,425 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Architectural Style	Multi-Family
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Terrain	Rolling
Driveway	Paver Driveway
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	25540
Street Address	8406 FRANKLIN ST, 8410
City	FERRUM
State	VA
Zip	24088-4411
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	NZ
Legal Description	HILLCREST VIEW LOT 1
Legal Subdivision	HILLCRES
Legal Lot Number	1
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1048
Census Tract	20701

Owner

8406 Franklin St is owned by a company that bought it in September 2025.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Company Name on File
Mailing Address	7156 FAIRYSTONE PARK HWY, BASSETT, VA 24055-3000
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit CNB BANK
Sep 3, 2025	Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025 · Amount on File
Deed Sale	Sep 3, 2025 · Amount on File
Deed Document Number	20255733
Deed Book / Page	1234 / 301
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	8406 FRANKLIN ST # 8410, 8410, FERRUM, VA 24088-4411
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011890925
Date	Sep 6, 2022
Book Page	1189/925
Instrument	220006662

Lender

Name	CNB BANK
Type	Bank
Address	ROANOKE, VA 24011

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 3, 2025
Property Address	8406 FRANKLIN ST # 8410, 8410, FERRUM, VA 24088-4411
Document Number	0012340301
Book / Page	1234 / 301
Map Reference	MB 4 PG 108
Instrument Date	Aug 6, 2025
Instrument	250005733
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7156 FAIRYSTONE PARK HWY, BASSETT, VA 24055-3000

Mortgage

Document Number	0250005734
Date	Sep 3, 2025
Instrument	250005734

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 8406 Franklin St was $816.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$816.00	$189,800 (-) Land $23,500 Building $166,300	$189,800 (-) Land $23,500 Building $166,300
2024	$816.00 (+25.73%)	$189,800 (+78.22%) Land $23,500 Building $166,300	$189,800 (+78.22%) Land $23,500 Building $166,300
2023	$649.00	$106,500 (-) Land $18,500 Building $88,000	$106,500 (-) Land $18,500 Building $88,000
2022		$106,500 Land $18,500 Building $88,000	$106,500 Land $18,500 Building $88,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8406 Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8406 Franklin St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Franklin St

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