8481 State Rd 43, Bloomington, IN 47404 Property Records

Owen County property record for 8481 State Rd 43, Bloomington, IN 47404

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,750 sqft · built 1960
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Tax Bill$1,576 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN60-17-36-100-040.201-016

Property Details

APN / Parcel Number

Primary APN60-17-36-100-040.201-016
Alternative APN
  • 00000983174

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area2,750 sqft Living Area
1st Floor Area2,750 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions114 ft deep x 99 ft wide
TerrainHigh
Garage TypeMixed
Garage Area1,697 sqft
Parking Spaces6 Parking Spaces
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00000983174
Street Address8481 STATE ROAD 43
CityBLOOMINGTON
StateIN
Zip47404-9121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITEHALL PT LOT 20 WHITEHALL PT LOT 48
Legal Lot Number20,48
JurisdictionOWEN IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3032
Census Tract955900

Owner

Source: Owen County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8481 STATE ROAD 43, BLOOMINGTON, IN 47404-9121
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 6, 2025
Transfer Doc0000239270
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address8481 STATE ROAD 43, BLOOMINGTON, IN 47404-9121
Transaction TypeMortgage
Record UpdatedFeb 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231995
DateJan 27, 2023
Instrument231995
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionClay Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,576.00 (-4.14%) Homeowner's exemption$273,600 (+21.6%) Land $15,400 Building $258,200$273,600 (+21.6%) Land $15,400 Building $258,200
2024$1,644.00 (+7.52%)
2023$1,529.00 (-37.85%)$225,000 (+0.85%) Land $10,200 Building $214,800$225,000 (+0.85%) Land $10,200 Building $214,800
2022$2,460.00$223,100 Land $10,200 Building $212,900$223,100 Land $10,200 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1995–2021)
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Smithville Communications
DSL
100 / 50

Nearby Properties on State Rd 43

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