Owen County property record for 8428 State Rd 43, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,756 sqft · built 1980 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Jun 2022) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Jun 2022 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-36-100-040.040-016 |
| Primary APN | 60-17-36-100-040.040-016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,756 sqft Living Area |
| 1st Floor Area | 1,035 sqft |
| Attic | Attic |
| Attic Area | 1,442 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000982854 |
|---|---|
| Street Address | 8428 STATE ROAD 43 |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITEHALL LOT 4 |
| Legal Subdivision | WHITEHALL |
| Legal Lot Number | 4 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 955900 |
8428 State Rd 43 is owned by an individual who bought it in June 2022.
Source: Owen County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8245 N STATE ROAD 43, SOLSBERRY, IN 47459-7239 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2022 | Warranty Deed, Transfer |
| Jul 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2022 · Amount on File |
| Deed Sale | Jun 20, 2022 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Document Number | 2022229735 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jun 20, 2022 |
| Property Address | 8428 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000229735 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 229735 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 8245 N STATE ROAD 43, SOLSBERRY, IN 47459-7239 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Jul 15, 2019 |
| Property Address | 8428 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000217049 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 217049 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8428 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000217050 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 217050 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 8428 State Rd 43 was $1,622, down 4.3% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (-4.25%) | $133,400 Land $12,300 Building $121,100 | $133,400 Land $12,300 Building $121,100 |
| 2024 | $1,694.00 (+2.6%) | ||
| 2023 | $1,651.00 (+157.17%) | $115,100 (+4.16%) Land $8,200 Building $106,900 | $115,100 (+4.16%) Land $8,200 Building $106,900 |
| 2022 | $642.00 | $110,500 Land $8,200 Building $102,300 | $110,500 Land $8,200 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8428 State Rd 43 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8428 State Rd 43 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smithville Communications DSL | 100 / 50 |
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