Owen County property record for 8419 State Rd 43, Bloomington, IN 47404
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,882 sqft · built 1949 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Sep 2021) |
| Tax Bill | $675 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-17-36-100-040.521-016 |
| Primary APN | 60-17-36-100-040.521-016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,882 sqft Living Area |
| 1st Floor Area | 1,882 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Central |
|---|
| Account Number | 00000983199 |
|---|---|
| Street Address | 8419 STATE ROAD 43 |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47404-9121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITEHALL LOT 16 |
| Legal Subdivision | WHITE HALL |
| Legal Lot Number | 16 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 955900 |
8419 State Rd 43 is owned and occupied by an individual who bought it in September 2021.
Source: Owen County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8419 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Sep 1, 2021 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on File |
| Deed Sale | Sep 1, 2021 · Amount on File |
| Prior Sale | Jan 25, 2012 · Amount on File |
| Deed Document Number | 2021226287 |
| Prior Transfer Date | Mar 19, 2009 |
| Prior Transfer Doc | 0000179243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Aug 13, 2026 |
| Property Address | 8419 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000244615 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026244615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 8419 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000244615, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 2026244615 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OWEN IN |
| Recording Date | Sep 1, 2021 |
| Property Address | 8419 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000226287 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 226287 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 8419 STATE ROAD 43, BLOOMINGTON, IN 47404-9121 |
| Document Number | 0000226288 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 226288 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 8419 State Rd 43 was $675 with a homeowner's exemption, down 0.6% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Clay Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $675.00 (-0.59%) Homeowner's exemption | $144,600 Land $12,300 Building $132,300 | $144,600 Land $12,300 Building $132,300 |
| 2024 | $679.00 (+10.95%) | ||
| 2023 | $612.00 (-10.92%) | $119,100 Land $8,200 Building $110,900 | $119,100 Land $8,200 Building $110,900 |
| 2022 | $687.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8419 State Rd 43 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1995–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8419 State Rd 43 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Smithville Communications DSL | 100 / 50 |
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