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8480 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8480 Laredo St, Navarre, FL 32566

Property Summary

Property TypeMulti-Family Dwellings
Details6 bd · 3 ba · 2,453 sqft · built 1984
Lot Size0.459 acres (19,994 sqft)
OwnerCompany Name on File
Last Sale$231,000 (Aug 2019)
Tax Bill$2,835 (2024)
Deeds & MortgagesSep 2023 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN21-2S-26-2740-00800-0390

Property Details

APN / Parcel Number

Primary APN21-2S-26-2740-00800-0390
Alternative APN
  • S262212740008000390

Interior

Bedrooms6 Beds
Full Baths3 Baths
Units6 Units
Stories1 Story
Building Area2,453 sqft Living Area
Gross Area2,801 sqft
1st Floor Area2,453 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Architectural StyleMulti-Family
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area19,994 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area240 sqft
PorchFinished/Open Porch
Porch Area294 sqft
Patio Area54 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8480 LAREDO ST
CityNAVARRE
StateFL
Zip32566-1077
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR2M
Legal DescriptionNAVARRE 1ST ADD LOT 39 BLK 8 AS DES IN OR 3865 PG 150 LESS ALL MINERAL RIGHTS
Legal Range26W
Legal Township2S
Legal Section21
Legal SubdivisionNAVARRE 1ST ADD
Legal Block8
Legal Lot Number39
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group3
Census Block3003
Census Tract10827

Owner

8480 Laredo St, a residential property, is owned by a company that bought it in August 2019.

Source: Santa Rosa County records, as of April 14, 2026

Owner of RecordCompany Name on File
Owner TypeCompany
VestingLimited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
INVESTOR MORTGAGE FINANCE LLC
Aug 29, 2019Warranty Deed, Transfer
NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2019 · Amount on File
Deed SaleAug 29, 2019 · Amount on File
Deed Document Number201938571
Deed Book / Page3865 / 150
Prior Transfer DateJan 27, 2009
Prior Transfer Doc0028781715
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8480 LAREDO ST, NAVARRE, FL 32566-1077
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3269 WELLESLY AVE, SAN DIEGO, CA 92122-2334

Mortgage

Document Number0044361414
DateSep 26, 2023
Book Page4436/1414
Instrument202343414
Lender
NameINVESTOR MORTGAGE FINANCE LLC
AddressAUSTIN, TX 78758
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 29, 2019
Property Address8480 LAREDO ST, NAVARRE, FL 32566-1077
Document Number0038650150
Book / Page003865 / 000150
Instrument DateAug 23, 2019
Instrument38571
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyNAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$1,617.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address923 N DE VILLIERS ST PENSACOLA FL 325013000, PENSACOLA, FL 32501-3000

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,176 (+4.46%) Land $88,000 Building $195,176$283,176 (+4.46%) Land $88,000 Building $195,176
2024$2,835.00 (+4.42%)$271,094 (+2.6%) Land $82,500 Building $188,594$271,094 (+2.6%) Land $82,500 Building $188,594
2023$2,715.00 (+11%)$264,235 (+14.73%) Land $82,500 Building $181,735$264,235 (+14.73%) Land $82,500 Building $181,735
2022$2,446.00$230,305$230,305 Land $49,500 Building $180,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8480 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 115 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8480 Laredo St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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