Santa Rosa County property record for 8513 Laredo St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,648 sqft · built 2002 |
| Lot Size | 0.481 acres (20,952 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $50,000 (Oct 2003) |
| Tax Bill | $1,989 (2024) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-2740-00900-0120 |
| Primary APN | 21-2S-26-2740-00900-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,348 sqft |
| 1st Floor Area | 2,648 sqft |
| Utility Area | 36 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,952 sqft (0.481 acres) |
| Lot Dimensions | 233 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 180 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8513 LAREDO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | NAVARRE 1ST ADD LOT 12 BLK 9 AS DES IN OR 1677 PG 1210 & OR 1942 PG 614 & OR 2218 PG 1261 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 21 |
| Legal Subdivision | NAVARRE 1ST ADD |
| Legal Block | 9 |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10827 |
8513 Laredo St is owned and occupied by two individuals who bought it in October 2003.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8513 LAREDO ST, NAVARRE, FL 32566-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2003 · Amount on File |
| Deed Sale | Oct 23, 2003 · Amount on File |
| Prior Sale | Mar 27, 1998 · Amount on File |
| Deed Book / Page | 2218 / 1261 |
| Prior Transfer Date | Oct 6, 2003 |
| Prior Transfer Doc | 2218001261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8513 LAREDO ST, NAVARRE, FL 32566-1021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039771502 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 3977/1502 |
| Instrument | 202035484 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,380 (+2.9%) | $407,602 (+10.56%) Land $80,000 Building $327,602 | |
| 2024 | $1,989.00 (+2.68%) Homeowner's exemption | $193,761 (+3%) | $368,683 (+2.1%) Land $75,000 Building $293,683 |
| 2023 | $1,937.00 (+3.03%) Homeowner's exemption | $188,117 (+3%) | $361,088 (+15.1%) Land $75,000 Building $286,088 |
| 2022 | $1,880.00 Homeowner's exemption | $182,638 | $313,705 Land $45,000 Building $268,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8513 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 115 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8513 Laredo St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cox Communications.
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