Onslow County property record for 846 Mill River Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1986 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Company Name on Record |
| Last Sale | $140,364 (Dec 2025) |
| Tax Bill | $1,051 (2026) |
| Deeds & Mortgages | Aug 2026 Construction Loan Feb 2026 Foreclosure + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 325C-75 |
| Primary APN | 325C-75 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490033742 |
|---|---|
| Street Address | 846 MILL RIVER RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L21 S2A WEST RIVER |
| Legal Subdivision | WEST RIVER SEC 2-A |
| Legal Lot Number | 21 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 306 |
Source: Onslow County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 506 NEUSE HARBOUR BLVD, NEW BERN, NC 28560-8917 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Aug 13, 2026 | Special Warranty Deed, Construction Loan · Construction Mortgage SOUTHERN FINANCIAL |
| Feb 6, 2026 | Special Warranty Deed, Foreclosure |
| Dec 29, 2025 | Trustee's Deed, Foreclosure |
| Jan 5, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 18, 2019 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES |
| Apr 13, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Jan 5, 2022 · Amount on Record |
| Deed Book / Page | 6500 / 329 |
| Prior Transfer Date | Dec 17, 2025 |
| Prior Transfer Doc | 0065000329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 13, 2026 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 6653000638 |
| Book / Page | 6653 / 638 |
| Instrument Date | Aug 12, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 506 NEUSE HARBOUR BLVD, NEW BERN, NC 28560-8917 |
| Document Number | 6653000641, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 6653/641 |
| Name | SOUTHERN FINANCIAL |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Feb 9, 2027 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Feb 6, 2026 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0065230023 |
| Book / Page | 6523 / 23 |
| Map Reference | MB 22 PG 229 SL C-97 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Name | Verified Name |
|---|---|
| Address | 3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042 |
| Mail Care Of | DEPARTMENT OF VETERANS AFFAIRS LOAN GURA |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 29, 2025 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0065000329 |
| Book / Page | 6500 / 329 |
| Map Reference | MB 22 PG 229 SL C 97 |
| Instrument Date | Dec 17, 2025 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $281.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 5, 2022 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0056580344 |
| Book / Page | 5658 / 344 |
| Map Reference | MB 22 PG 229 SL-C87 |
| Instrument Date | Jan 3, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0005658347 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 5658/347 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 18, 2019 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0049120572 |
| Book / Page | 4912 / 572 |
| Map Reference | MB 22 PG 229 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $257.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 539 FRED ROGERS DR, 539, LATROBE, PA 15650-3823 |
| Name | Verified Name |
|---|---|
| Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0004912579 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 4912/579 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 13, 2018 |
| Property Address | 846 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0047630840 |
| Book / Page | 004763 / 000840 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $102.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 FRED ROGERS DR LATROBE PA 156503823, LATROBE, PA 15650-3823 |
| Investor | Possibly a Property Investor |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,051.00 (+2.04%) | $237,351 (+47.84%) Land $58,500 Building $178,851 | $237,351 (+47.84%) Land $58,500 Building $178,851 |
| 2025 | $1,030.00 | $160,544 (+2%) Land $35,000 Building $125,544 | $160,544 (+2%) Land $35,000 Building $125,544 |
| 2023 | $1,030.00 | $157,395 Land $35,000 Building $122,395 | $157,395 Land $35,000 Building $122,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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