Onslow County property record for 848 Mill River Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1991 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Apr 2025) |
| Tax Bill | $989 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jan 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 325C-76 |
| Primary APN | 325C-76 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,621 sqft (0.68 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 490019884 |
|---|---|
| Street Address | 848 MILL RIVER RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L22 S2A WEST RIVER |
| Legal Subdivision | WEST RIVER SEC 2-A |
| Legal Lot Number | 22 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 306 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Aug 24, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN |
| Dec 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage TOWNE BANK MORTGAGE |
| Jan 26, 2017 | Grant Deed, Transfer STRAIGHTLINE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Aug 24, 2023 · Amount on Record |
| Deed Book / Page | 6336 / 890 |
| Prior Transfer Date | Sep 1, 2016 |
| Prior Transfer Doc | 0045080215 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 24, 2023 |
| Property Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0060230062 |
| Book / Page | 6023 / 62 |
| Map Reference | MB 22 PG 229 |
| Instrument Date | Aug 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $381.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27711 ESTEPONA, JACKSONVILLE, NC 28540 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 848 NULL RIVER, JACKSONVILLE, NC 28540 |
| Document Number | 0006023065 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 6023-065 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0050270002 |
| Instrument Date | Jan 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2509 TROY DR #7 WILMINGTON NC 284012508, 7, WILMINGTON, NC 28401-2508 |
| Document Number | 0050270002 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 005027/000002 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | FORT WORTH, TX 76155-2243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 12, 2017 |
| Property Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0047120853 |
| Book / Page | 4712 / 853 |
| Map Reference | MB22 PG229 |
| Instrument Date | Dec 8, 2017 |
| Instrument | 4712-853 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 DARTMOOR TRL, 220, JACKSONVILLE, NC 28540-8821 |
| Name | Verified Name |
|---|---|
| Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 4712856 |
|---|---|
| Date | Dec 12, 2017 |
| Instrument | 4712-856 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 26, 2017 |
| Property Address | 848 MILL RIVER RD, JACKSONVILLE, NC 28540-9564 |
| Document Number | 0045690458 |
| Book / Page | 004569 / 000458 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 220 DARTMOOR TRL JACKSONVILLE NC 285408821, JACKSONVILLE, NC 28540-8821 |
| Document Number | 45690461, |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 004569/000461 |
| Name | STRAIGHTLINE FUNDING LLC |
|---|---|
| Address | ATLANTA, GA 30309 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jan 25, 2018 |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $989.00 (+2.06%) | $221,300 (+49.44%) Land $58,500 Building $162,800 | $221,300 (+49.44%) Land $58,500 Building $162,800 |
| 2023 | $969.00 | $148,083 Land $35,000 Building $113,083 | $148,083 Land $35,000 Building $113,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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