846 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 846 E Main St, Montrose, CO 81401

Property Summary

Property Type	Restaurant
Details	2,476 sqft · built 1973
Lot Size	0.215 acres (9,375 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Feb 2003)
Tax Bill	$13,482 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3767-272-28-001`

Property Details

APN / Parcel Number

Primary APN	`3767-272-28-001`
Alternative APN	`R0650545`

Interior

Stories	1 Story
Building Area	2,476 sqft Heated Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	9,375 sqft (0.215 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0650545
Street Address	846 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3938
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	B2
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 19 LOT: 1 THRU:- LOT: 3 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	19
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1000
Census Tract	966301

Owner

Source: Montrose County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	846 E MAIN ST, MONTROSE, CO 81401-3938
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Dec 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage NUVISTA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2003 · Amount on Record
Deed Sale	Feb 5, 2003 · Amount on Record
Prior Sale	May 31, 2000 · Amount on Record
Prior Transfer Date	May 30, 1997
Prior Transfer Doc	0946000645
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	846 E MAIN ST, MONTROSE, CO 81401-3938
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903152
Date	Nov 20, 2018
Instrument	903152

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2023

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	846 E MAIN ST, MONTROSE, CO 81401-3938
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000944757
Date	Dec 14, 2021
Instrument	944757

Lender

Name	NUVISTA FCU
Type	Credit Union
Address	MONTROSE, CO 81401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Dec 13, 2026

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,482.00 (+14.32%)	$194,080 (+17.17%)	$718,830 (+21.08%) Land $106,970 Building $611,860
2024	$11,793.00 (+4.64%)	$165,640 (-8.42%) Land $27,120 Building $138,520
2023	$11,270.00	$180,870 Land $28,190 Building $152,680	$593,690 Land $97,220 Building $496,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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