823 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 823 E Main St, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,526 sqft · built 1940
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Feb 1989)
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-272-26-009`

Property Details

APN / Parcel Number

Primary APN	`3767-272-26-009`
Alternative APN	`R0650541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,526 sqft Heated Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R0650541
Street Address	823 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 18 LOT: 17 THRU:- LOT: 20 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	MONTROSE TOWN OF
Legal Block	18
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3037
Census Tract	966302

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 E MAIN ST, MONTROSE, CO 81401-3937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Oct 9, 2020	Special Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
Dec 1, 2017	Warranty Deed, Transfer FIRST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 1989 · Amount on Record
Deed Sale	Feb 20, 1989 · Amount on Record
Prior Sale	Jan 25, 1989 · Amount on Record
Deed Book / Page	794 / 260
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	823 E MAIN ST, MONTROSE, CO 81401-3937
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	939063
Date	Jul 27, 2021
Instrument	939063

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Oct 9, 2020
Property Address	823 E MAIN ST, MONTROSE, CO 81401-3937
Document Number	926406
Instrument Date	Sep 25, 2020
Instrument	926406
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Tax	$31.22
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	721 E 3RD AVE, 721, DURANGO, CO 81301-5202

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6025 S QUEBEC ST #100 # 100, 100, PARKER, CO 80134

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Dec 1, 2017
Property Address	823 E MAIN ST, MONTROSE, CO 81401-3937
Document Number	892161
Instrument Date	Nov 30, 2017
Instrument	892161
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 E MAIN ST, MONTROSE, CO 81401-3937

Mortgage

Document Number	892162
Date	Dec 1, 2017
Instrument	892162

Lender

Name	FIRST MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate	5%

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+15.93%)	$34,560 (+27.25%)	$490,150 (+20.92%) Land $142,630 Building $347,520
2024	$1,933.00 (+4.6%)	$27,160 (-15.13%) Land $7,650 Building $19,510
2023	$1,848.00	$32,000 Land $9,010 Building $22,990	$405,350 Land $114,140 Building $291,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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