845 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 845 E Main St, Montrose, CO 81401

Property Summary

Property Type	Commercial
Details	2,313 sqft · built 1966
Lot Size	0.095 acres (4,135 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2005)
Tax Bill	$5,615 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3767-272-45-002`

Property Details

APN / Parcel Number

Primary APN	`3767-272-45-002`
Alternative APN	`R0060082`

Interior

Stories	2 Stories
Building Area	2,313 sqft Heated Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1987
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	4,135 sqft (0.095 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0060082
Street Address	845 E MAIN ST
City	MONTROSE
State	CO
Zip	81401-3937
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBD: BOB WEST SUBD LOT: 2 S: 27 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	27
Legal Subdivision	BOB WEST
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	3
Census Block	3037
Census Tract	966302

Owner

Source: Montrose County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	845 E MAIN ST, MONTROSE, CO 81401-3937
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Sep 22, 2017	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2005 · Amount on Record
Deed Sale	Sep 1, 2005 · Amount on Record
Prior Sale	Mar 29, 2001 · Amount on Record
Deed Document Number	2005743149
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	845 E MAIN ST, MONTROSE, CO 81401-3937
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 S 1ST ST, MONTROSE, CO 81401-3916

Mortgage

Document Number	0000968583
Date	Jan 22, 2024
Instrument	968583

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	RIDGWAY, CO 81432

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 16, 2029

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	845 E MAIN ST, MONTROSE, CO 81401-3937
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000968617
Date	Jan 22, 2024
Instrument	968617

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	RIDGWAY, CO 81432

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	845 E MAIN ST, MONTROSE, CO 81401-3937
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000957038
Date	Nov 21, 2022
Instrument	957038

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 17, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	845 E MAIN ST, MONTROSE, CO 81401-3937
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000890033
Date	Sep 22, 2017
Instrument	890033

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 11, 2022

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,615.00 (+20.52%)	$80,830 (+23.52%)	$299,350 (+27.61%) Land $47,180 Building $252,170
2024	$4,659.00 (+4.65%)	$65,440 (-14.71%) Land $11,960 Building $53,480
2023	$4,452.00	$76,730 Land $12,440 Building $64,290	$234,580 Land $42,880 Building $191,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx, Verizon.

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