846 E Lake St, Pentwater, MI 49449 Property Records

Oceana County property record for 846 E Lake St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,975 sqft)
Owner	Company Name on File
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-250-058-00`

Property Details

APN / Parcel Number

Primary APN	`044-250-058-00`

Exterior

Lot Area	23,975 sqft (0.55 acres)

Location & Zoning

Street Address	846 E LAKE ST
City	PENTWATER
State	MI
Zip	49449-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST HILLS REPLAT LOT 58 & LOTS 59 & 60 EXC TH PT BEG AT NW COR LOT 60, TH SE'LY ALG N LN OF LOTS 60 & 59 TO A PT 35 FT FR
Legal Subdivision	FOREST HILLS REPLAT
Legal Lot Number	58,59,6
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1108
Census Tract	10800

Owner

846 E Lake St is owned by a company that acquired it in August 2023 and is owner-occupied.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	846 E LAKE ST, PENTWATER, MI 49449-9571
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Intrafamily Transfer, Transfer
Aug 8, 2023	Intrafamily Transfer, Transfer
Mar 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 3, 2023
Transfer Doc	0000003880
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Aug 8, 2023
Property Address	846 E LAKE ST, PENTWATER, MI 49449-9571
Document Number	2023/13583
Book / Page	2023 / 13583
Instrument Date	Aug 3, 2023
Instrument	202300003880
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E LAKE ST, PENTWATER, MI 49449-9571

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Aug 8, 2023
Property Address	846 E LAKE ST, PENTWATER, MI 49449-9571
Document Number	2023/13583
Book / Page	2023 / 13583
Instrument Date	Aug 3, 2023
Instrument	202300003880
Transaction Type	Transfer
Record Updated	Sep 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	846 E LAKE ST, PENTWATER, MI 49449-9571

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Mar 23, 2020
Property Address	846 E LAKE ST, PENTWATER, MI 49449-9571
Document Number	02020/4885
Book / Page	2020 / 4885
Instrument Date	Mar 20, 2020
Instrument	202000001332
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount on Record
Tax	$3,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 862, PENTWATER, MI 49449-0862

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	601 TERRACE ST, MUSKEGON, MI 49440-1192

Tax Assessment & Valuation

The 2025 property tax bill for 846 E Lake St was $3,447 with a homeowner's exemption, up 6.6% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,400 (-6.82%) Land $191,400	$382,800 (-6.82%) Land $382,800
2025	$3,447.00 (+6.59%) Homeowner's exemption	$205,400 Land $205,400	$410,800 Land $410,800
2024	$3,234.00
2023		$159,200 Land $159,200	$318,400 (-) Land $318,400
2022	$2,932.00		$318,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 846 E Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 846 E Lake St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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