Oceana County property record for 787 E Lake St, Pentwater, MI 49449
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.143 acres (6,262 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,283 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-370-002-50 |
| Primary APN | 044-370-002-50 |
|---|
| Lot Area | 6,262 sqft (0.143 acres) |
|---|
| Street Address | 787 E LAKE ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9571 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | TD-L2009P22622 SPL FR 001 IN 1978 LOVELL'S REPLAT E'LY 35 FT OF LOT 2 |
| Legal Subdivision | LOVELLS REPLAT |
| Legal Lot Number | 2 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 10800 |
787 E Lake St, residential vacant land, is owned by an individual who acquired it in November 2024.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 28, PENTWATER, MI 49449-0028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2024 |
| Transfer Doc | 2024/22063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Oct 27, 2020 |
| Property Address | 787 E LAKE ST, PENTWATER, MI 49449-9571 |
| Document Number | 2020/23357 |
| Book / Page | 2020 / 23357 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 202000006149 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1093, PENTWATER, MI 49449-1093 |
The 2025 property tax bill for 787 E Lake St was $2,283, up 4.8% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,300 (+0.66%) Land $61,300 | $122,600 (+0.66%) Land $122,600 | |
| 2025 | $2,283.00 (+4.77%) | $60,900 Land $60,900 | $121,800 Land $121,800 |
| 2024 | $2,179.00 | ||
| 2023 | $57,400 Land $57,400 | $114,800 (-) Land $114,800 | |
| 2022 | $1,980.00 | $114,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 787 E Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 787 E Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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