Oceana County property record for 817 E Lake St, Pentwater, MI 49449
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.184 acres (8,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,956 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-370-008-00 |
| Primary APN | 044-370-008-00 |
|---|
| Lot Area | 8,036 sqft (0.184 acres) |
|---|
| Street Address | 817 E LAKE ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-9571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 817 E LAKE RD QC-L2012P12289 LOVELL'S REPLAT LOT 8 & LOT 7, EXC W 15 FT THOF. SPLIT ON 06/22/2012 INTO 044-370-008-00-01; COM |
| Legal Subdivision | LOVELLS REPLAT |
| Legal Lot Number | 7-8 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 10800 |
817 E Lake St is owned and occupied by two individuals who acquired it in May 2012.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 31, PENTWATER, MI 49449-0031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 7, 2012 |
| Transfer Doc | 2012/012289 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 817 E Lake St was $6,956 with a homeowner's exemption, up 6.5% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $529,700 (+23.67%) Land $529,700 | $1,059,400 (+23.67%) Land $1,059,400 | |
| 2025 | $6,956.00 (+6.46%) Homeowner's exemption | $428,300 Land $428,300 | $856,600 Land $856,600 |
| 2024 | $6,534.00 | ||
| 2023 | $358,500 Land $358,500 | $717,000 (-) Land $717,000 | |
| 2022 | $5,929.00 | $717,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 817 E Lake St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 817 E Lake St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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