Placer County property record for 8451 E Hidden Lakes Dr, Granite Bay, CA 95746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,303 sqft · built 1979 |
| Lot Size | 0.338 acres (14,723 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Dec 1997) |
| Tax Bill | $7,496 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 047-290-033-000 |
| Primary APN | 047-290-033-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,303 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 14,723 sqft (0.338 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8451 E HIDDEN LAKES DR |
|---|---|
| City | GRANITE BAY |
| State | CA |
| Zip | 95746-9535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSBX10 |
| Legal Description | L 84 HIDDEN LAKES #2 |
| Legal Subdivision | HIDDEN LAKES NO. 2 |
| Legal Lot Number | 84 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | ROCKLIN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20601 |
Source: Placer County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 12, 2017 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jan 14, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 1997 · Amount on Record |
| Deed Sale | Dec 22, 1997 · Amount on Record |
| Prior Sale | Jul 27, 1995 · Amount on Record |
| Deed Document Number | 199781176 |
| Prior Transfer Date | Jul 14, 1995 |
| Prior Transfer Doc | 0000038302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000078581 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020-0078581 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Document Number | 0000063836 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021-0063836 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0000079272 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | 2017-0079272 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Document Number | 0000091806 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 8451 E HIDDEN LAKES DR GRANITE BAY CA 957469535, GRANITE BAY, CA 95746-9535 |
| Document Number | 0000091806 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 91806 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 19, 2057 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 8451 E HIDDEN LAKES DR, GRANITE BAY, CA 95746-9535 |
| Document Number | 0000005528 |
| Instrument Date | Jan 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2017 |
| Title Company | SPL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8451 E HIDDEN LAKES DR GRANITE BAY CA 957469535, GRANITE BAY, CA 95746-9535 |
| Document Number | 0000005528 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 5528 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2047 |
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Elementary School District | Eureka Union Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,419 (+2%) Land $130,275 Building $293,144 | |
| 2025 | $7,496.00 (+2.24%) Homeowner's exemption | $415,118 (+4.04%) Land $127,721 Building $287,397 |
| 2023 | $7,332.00 (-0.16%) Homeowner's exemption | $399,000 Land $122,762 Building $276,238 |
| 2022 | $7,344.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 7 (1995–2012) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2012 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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