Frederick County property record for 845 Waterford Dr, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,588 sqft · built 1991 |
| Lot Size | 0.069 acres (3,009 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Mar 2011) |
| Tax Bill | $4,445 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 02-167778 |
| Primary APN | 02-167778 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,009 sqft (0.069 acres) |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 167778 |
|---|---|
| Street Address | 845 WATERFORD DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-4046 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 268 SEC 2 PLAT 6 3,009 SQ. FT. WATERFORD |
| Legal Subdivision | WATERFORD |
| Legal Lot Number | 268 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 750504 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
845 Waterford Dr, a townhouse, is owned and occupied by two individuals who bought it in March 2011.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 845 WATERFORD DR, FREDERICK, MD 21702-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2011 · Amount on File |
| Deed Sale | Mar 24, 2011 · Amount on File |
| Prior Sale | Mar 24, 2011 · Amount on File |
| Deed Document Number | 20118294/0171 |
| Deed Book / Page | 8294 / 171 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 845 Waterford Dr was $4,445 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,767 | $317,700 Land $75,000 Building $242,700 | |
| 2025 | $4,445.00 | ||
| 2023 | $3,972.00 Homeowner's exemption | $221,333 | $251,800 Land $75,000 Building $176,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 845 Waterford Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2015–2019) |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 845 Waterford Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures