Frederick County property record for 853 Waterford Dr, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,647 sqft · built 1991 |
| Lot Size | 0.051 acres (2,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $211,000 (Oct 2019) |
| Tax Bill | $4,943 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2019 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-167727 |
| Primary APN | 02-167727 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 863 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,198 sqft (0.051 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 167727 |
|---|---|
| Street Address | 853 WATERFORD DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-4046 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 264 SEC 2 PLAT 6 2,198 SQ. FT. WATERFORD |
| Legal Subdivision | WATERFORD |
| Legal Lot Number | 264 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 750504 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
853 Waterford Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2019.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 853 WATERFORD DR, FREDERICK, MD 21702-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Oct 15, 2019 | Trustee's Deed, Foreclosure CLOSING DAY SETTLEMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2019 · Amount on File |
| Deed Sale | Oct 15, 2019 · Amount on File |
| Prior Sale | Mar 31, 1992 · Amount on File |
| Deed Book / Page | 13271 / 323 |
| Prior Transfer Date | Oct 1, 2019 |
| Prior Transfer Doc | 0132710323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 853 WATERFORD DR, FREDERICK, MD 21702-4046 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 853 WATERFORD DR, FREDERICK, MD 21702-4046 |
| Document Number | 0142150114 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 14215/114 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 15, 2019 |
| Property Address | 853 WATERFORD DR, FREDERICK, MD 21702-4046 |
| Document Number | 0132710323 |
| Book / Page | 013271 / 000323 |
| Instrument Date | Jul 19, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 25, 2019 |
| Title Company | CLOSING DAY SETTLEMENTS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $211.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 GROVE BLVD FREDERICK MD 217014812, FREDERICK, MD 21701-4812 |
The 2025 property tax bill for 853 Waterford Dr was $4,943.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,700 | $319,100 Land $75,000 Building $244,100 | |
| 2025 | $4,943.00 | ||
| 2023 | $4,113.00 | $223,933 | $266,000 Land $75,000 Building $191,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 853 Waterford Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2015–2019) |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 853 Waterford Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber, T-Mobile, Verizon.
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