841 Waterford Dr, Frederick, MD 21702 Property Records

Frederick County property record for 841 Waterford Dr, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,639 sqft · built 1992
Lot Size	0.051 acres (2,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2019)
Tax Bill	$5,018 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`02-167794`

Property Details

APN / Parcel Number

Primary APN	`02-167794`
Alternative APNs	`2167794` `167794`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,639 sqft Living Area
1st Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,198 sqft (0.051 acres)
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	167794
Street Address	841 WATERFORD DR
City	FREDERICK
State	MD
Zip	21702-4093
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PND
Legal Description	LOT 270 SEC 2 PLAT 6 2,198 SQ. FT. WATERFORD
Legal Subdivision	WATERFORD
Legal Lot Number	270
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2003
Census Tract	750504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	493 CRUSADER DR, SYKESVILLE, MD 21784-7763
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2019	Deed, Transfer · Conventional Mortgage NYMEO FCU
Aug 14, 2017	Quit Claim Deed, Transfer CAPITOL TITLE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Sep 29, 1992 · Amount on Record
Deed Book / Page	13039 / 79
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0119760283
Record Updated	Sep 20, 2026

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 20, 2019
Property Address	841 WATERFORD DR, FREDERICK, MD 21702-4093
Document Number	0130390079
Book / Page	13039 / 0079
Map Reference	MB 42 PL 125
Instrument Date	Jun 10, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS SIGNATURE SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	493 CRUSADER DR, SYKESVILLE, MD 21784-7763

Mortgage

Document Number	130390084
Date	Jun 20, 2019
Instrument	13039/0084

Lender

Name	NYMEO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 14, 2017
Property Address	841 WATERFORD DR, FREDERICK, MD 21702-4093
Document Number	0119760283
Book / Page	011976 / 000283
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	CAPITOL TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	841 WATERFORD DR FREDERICK MD 217024093, FREDERICK, MD 21702-4093

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,018.00 (+20.22%)	$270,100 (+18.83%) Land $75,000 Building $195,100	$270,100 (-) Land $75,000 Building $195,100
2023	$4,174.00	$227,300	$270,100 Land $75,000 Building $195,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2015–2019)
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, T-Mobile, Verizon.

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