Posey County property record for 845 Smith Rd, Mount Vernon, IN 47620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,269 sqft · built 1972 |
| Lot Size | 0.248 acres (10,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,600 (Jan 2023) |
| Tax Bill | $1,779 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-27-07-212-012.000-018 |
| Primary APN | 65-27-07-212-012.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| 1st Floor Area | 1,269 sqft |
| Basement Area | 1,269 sqft |
| Finished Basement | 1,269 sqft |
| Game Room | Game Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 10,799 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00500442273 |
|---|---|
| Street Address | 845 SMITH RD |
| City | MOUNT VERNON |
| State | IN |
| Zip | 47620-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK RIDGE SEC C LOT 12 MP 554-012- - - - |
| Legal Subdivision | PARK RIDGE ADDITION |
| Legal Lot Number | 12 |
| Jurisdiction | POSEY IN |
| Township / Civil Division | BLACK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40600 |
845 Smith Rd is owned and occupied by an individual who bought it in January 2023.
Source: Posey County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 845 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 3, 2023 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE FCU |
| Jul 9, 2019 | Warranty Deed, Transfer · Line of Credit COMMUNITY STATE BANK OF SW INDIANA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2023 · Amount on File |
| Deed Sale | Jan 3, 2023 · Amount on File |
| Prior Sale | Jul 9, 2019 · Amount on File |
| Deed Document Number | 202326 |
| Prior Transfer Date | May 11, 2016 |
| Prior Transfer Doc | 0201601641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Jan 3, 2023 |
| Property Address | 845 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 0202300026 |
| Map Reference | DD 89 PG 171 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 202300026 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 845 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 0202300027 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 202300027 |
| Name | HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Jul 9, 2019 |
| Property Address | 845 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 0201902242 |
| Instrument Date | Jul 5, 2019 |
| Instrument | 201902242 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1907 HOLLER RD, MOUNT VERNON, IN 47620-8756 |
| Document Number | 0201902243 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 201902243 |
| Name | COMMUNITY STATE BANK OF SW INDIANA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 5, 2034 |
The 2025 property tax bill for 845 Smith Rd was $1,779 with a homeowner's exemption, up 22.7% from the year before.
Source: Posey County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Posey County |
| County Subdivision | Black Township |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,779.00 (+22.69%) Homeowner's exemption | $197,700 Land $23,400 Building $174,300 | $197,700 Land $23,400 Building $174,300 |
| 2024 | $1,450.00 (+12.14%) | ||
| 2023 | $1,293.00 (-49.81%) | $129,300 (+0.39%) Land $16,400 Building $112,900 | $129,300 (+0.39%) Land $16,400 Building $112,900 |
| 2022 | $2,576.00 (+10.65%) | $128,800 Land $16,400 Building $112,400 | $128,800 Land $16,400 Building $112,400 |
| 2021 | $2,328.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 845 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 845 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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