Posey County property record for 837 Smith Rd, Mount Vernon, IN 47620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,161 sqft · built 1969 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $31,300 (Oct 2018) |
| Tax Bill | $482 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-27-07-212-010.000-018 |
| Primary APN | 65-27-07-212-010.000-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| 1st Floor Area | 1,161 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,161 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00940821313 |
|---|---|
| Street Address | 837 SMITH RD |
| City | MOUNT VERNON |
| State | IN |
| Zip | 47620-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK RIDGE SEC C LOT 10 MP 554-010- - - - |
| Legal Subdivision | PARK RDG ADD |
| Legal Lot Number | 10 |
| Jurisdiction | POSEY IN |
| Township / Civil Division | BLACK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 40600 |
837 Smith Rd is owned and occupied by an individual who bought it in October 2018.
Source: Posey County records, as of June 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Dec 17, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Oct 16, 2018 | Intrafamily Transfer, Transfer FIFTH THIRD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2018 · Amount on File |
| Deed Sale | Oct 16, 2018 · Amount on File |
| Deed Document Number | 20183460 |
| Prior Transfer Date | Oct 3, 2018 |
| Prior Transfer Doc | 201803460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Jun 8, 2026 |
| Property Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 0000001912 |
| Instrument Date | May 2, 2026 |
| Instrument | 20261912 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 0000001912, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261912 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Property Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201804230 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 201804230 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Property Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202004859 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 202004859 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Oct 1, 2030 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Oct 16, 2018 |
| Property Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 201803460 |
| Map Reference | DD89 PG171 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 201803460 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 837 SMITH RD, MOUNT VERNON, IN 47620-9402 |
| Document Number | 201803461 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 201803461 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2048 |
The 2025 property tax bill for 837 Smith Rd was $482 with a homeowner's exemption, up 43% from the year before.
Source: Posey County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Posey County |
| County Subdivision | Black Township |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482.00 (+43.03%) Homeowner's exemption | $139,000 Land $21,100 Building $117,900 | $139,000 Land $21,100 Building $117,900 |
| 2024 | $337.00 | ||
| 2023 | $112,300 (+8.19%) Land $14,700 Building $97,600 | $112,300 (+8.19%) Land $14,700 Building $97,600 | |
| 2022 | $103,800 Land $14,700 Building $89,100 | $103,800 Land $14,700 Building $89,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 837 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 837 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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