Posey County property record for 1003 Smith Rd, Mount Vernon, IN 47620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,448 sqft · built 1966 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Apr 2019) |
| Tax Bill | $1,549 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Apr 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-27-06-300-010.002-018 |
| Primary APN | 65-27-06-300-010.002-018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,448 sqft |
| Finished Basement | 1,448 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 18,121 sqft (0.416 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00560860955 |
|---|---|
| Street Address | 1003 SMITH RD |
| City | MOUNT VERNON |
| State | IN |
| Zip | 47620-8223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SW/4 6-7-13 0.416 A COMBINED WITH 507-11-02 |
| Jurisdiction | POSEY IN |
| Township / Civil Division | BLACK |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 40500 |
1003 Smith Rd is owned and occupied by two individuals who bought it in April 2019.
Source: Posey County records, as of June 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Apr 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Sep 4, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2019 · Amount on File |
| Deed Sale | Apr 15, 2019 · Amount on File |
| Prior Sale | Sep 4, 2018 · Amount on File |
| Deed Document Number | 20191200 |
| Prior Transfer Date | Aug 20, 2018 |
| Prior Transfer Doc | 0201802881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POSEY IN |
| Property Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202005688 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 202005688 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Apr 15, 2019 |
| Property Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Document Number | 0201901200 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 201901200 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Document Number | 0201901201 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 201901201 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POSEY IN |
| Recording Date | Sep 4, 2018 |
| Property Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Document Number | 0201802881 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 201802881 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1003 SMITH RD, MOUNT VERNON, IN 47620-8223 |
| Document Number | 0201802884 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 201802884 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Jun 1, 2019 |
The 2025 property tax bill for 1003 Smith Rd was $1,549 with a homeowner's exemption, down 7.4% from the year before.
Source: Posey County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Posey County |
| County Subdivision | Black Township |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,549.00 (-7.41%) Homeowner's exemption | $172,200 Land $15,500 Building $156,700 | $172,200 Land $15,500 Building $156,700 |
| 2024 | $1,673.00 (+7.94%) | ||
| 2023 | $1,550.00 | $155,000 (+6.6%) Land $15,500 Building $139,500 | $155,000 (+6.6%) Land $15,500 Building $139,500 |
| 2022 | Homeowner's exemption | $145,400 Land $15,500 Building $129,900 | $145,400 Land $15,500 Building $129,900 |
| 2021 | $1,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1003 Smith Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective November 4, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 70 (1990–2025) |
| Claims Outside the SFHA | 7 of 70 |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1003 Smith Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER WORKS serves 6,426 people · EPA ID IN5265006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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