Franklin County property record for 845 Harmony School Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,245 sqft · built 2001 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,309 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 02-002 00 |
| Primary APN | 016 02-002 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,245 sqft Living Area |
| Gross Area | 1,716 sqft |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 1,170 sqft |
| Finished Basement | 878 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,982 sqft (1.37 acres) |
| Terrain | Rolling |
| Deck Area | 35 sqft |
|---|---|
| Patio Area | 316 sqft |
| Balcony Area | 75 sqft |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 36174 |
|---|---|
| Street Address | 845 HARMONY SCHOOL RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | FOREST ACRES LOT 2 |
| Legal Subdivision | FOREST ACRES |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20302 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 397, BLUE RIDGE, VA 24064-0397 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Aug 31, 2026 |
| Property Address | 845 HARMONY SCHOOL RD, HARDY, VA 24101-4025 |
| Document Number | 0000005768 |
| Book / Page | 1249 / 1795 |
| Instrument Date | Aug 25, 2026 |
| Instrument | 20265768 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 845 HARMONY SCHOOL RD, HARDY, VA 24101-4025 |
| Document Number | 0000005768, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 1249/1795 |
| Instrument | 20265768 |
| Name | HOMETRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,309.00 (+30.38%) | $304,500 (+84.99%) Land $48,500 Building $256,000 | $304,500 (+84.99%) Land $48,500 Building $256,000 |
| 2023 | $1,004.00 | $164,600 (-) Land $31,500 Building $133,100 | $164,600 (-) Land $31,500 Building $133,100 |
| 2022 | $164,600 Land $31,500 Building $133,100 | $164,600 Land $31,500 Building $133,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber · Cable in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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