Franklin County property record for 1277 Harmony School Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,077 sqft · built 2004 |
| Lot Size | 34.9 acres (1,520,244 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,702 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 00-072 00 |
| Primary APN | 016 00-072 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,077 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 2,645 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,520,244 sqft (34.9 acres) |
| Terrain | Rolling |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Deck Area | 144 sqft |
| Patio Area | 91 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Greenhouse | 80 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3605 |
|---|---|
| Street Address | 1277 HARMONY SCHOOL RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | RT 634 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20302 |
1277 Harmony School Rd is owned and occupied by an individual.
Source: Franklin County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1277 HARMONY SCHOOL RD, HARDY, VA 24101-4045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Sep 8, 2026 |
| Property Address | 1277 HARMONY SCHOOL RD, HARDY, VA 24101-4045 |
| Document Number | 0000005915 |
| Book / Page | 1249 / 2824 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 20265915 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1273 HARMONY SCHOOL RD, HARDY, VA 24101-4045 |
| Document Number | 0000005915, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 1249/2824 |
| Instrument | 20265915 |
| Name | BANK OF BOUTETOURT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2025 property tax bill for 1277 Harmony School Rd was $1,702, down 17.7% from the year before.
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,702.00 (-17.7%) | $481,100 (-) Land $172,200 Building $308,900 | |
| 2024 | $2,068.00 | $481,100 (+46.77%) Land $172,200 Building $308,900 | $481,100 (+46.77%) Land $172,200 Building $308,900 |
| 2023 | $327,800 Land $165,200 Building $162,600 | $327,800 Land $165,200 Building $162,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1277 Harmony School Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1277 Harmony School Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SMLW Broadband, Verizon.
5G (outdoors only) and 4G LTE
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