Franklin County property record for 185 Harmony School Rd, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1999 |
| Lot Size | 0.804 acres (35,022 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Dec 2022) |
| Tax Bill | $1,446 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016 00-083 06 |
| Primary APN | 016 00-083 06 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,680 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,022 sqft (0.804 acres) |
| Garage Area | 1,056 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 504 sqft |
| Deck Area | 48 sqft |
| Storage Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 35539 |
|---|---|
| Street Address | 185 HARMONY SCHOOL RD |
| City | HARDY |
| State | VA |
| Zip | 24101-4022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | BROOKRIDGE REVISED LOT 2 |
| Legal Subdivision | BROOKRIDG |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 20302 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 20, 2025 | Deed of Trust, Mortgage · Line of Credit RIDGE VIEW LPO |
| Dec 28, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on Record |
| Deed Sale | Dec 28, 2022 · Amount on Record |
| Prior Sale | Mar 31, 2016 · Amount on Record |
| Deed Document Number | 20229180 |
| Deed Book / Page | 1193 / 2790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0011702054 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 1170/2054 |
| Instrument | 210008803 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Apr 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Document Number | 0012301708 |
|---|---|
| Date | Jun 20, 2025 |
| Book Page | 1230/1708 |
| Instrument | 250003892 |
| Name | RIDGE VIEW LPO |
|---|---|
| Type | Bank |
| Address | HARDY, VA 24101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 28, 2022 |
| Property Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Document Number | 0011932790 |
| Book / Page | 1193 / 2790 |
| Map Reference | MB 668 PG 1441 |
| Instrument Date | Dec 19, 2022 |
| Instrument | 220009180 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 185 HARMONY SCHOOL RD, HARDY, VA 24101-4022 |
| Document Number | 0220009181 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 220009181 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,446.00 (+22.03%) | $336,300 (+72.99%) Land $34,000 Building $302,300 | $336,300 (+72.99%) Land $34,000 Building $302,300 |
| 2023 | $1,185.00 | $194,400 (-) Land $27,000 Building $167,400 | $194,400 (-) Land $27,000 Building $167,400 |
| 2022 | $194,400 Land $27,000 Building $167,400 | $194,400 Land $27,000 Building $167,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 61% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures