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8449 Split Creek Cir, Lakeland, FL 33809 Property Records

Polk County property record for 8449 Split Creek Cir, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 2001
Lot Size0.375 acres (16,335 sqft)
OwnerIndividual Name on File
Last Sale$106,900 (Dec 2001)
Tax Bill$2,883 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN23-27-12-000892-000180

Property Details

APN / Parcel Number

Primary APN23-27-12-000892-000180
Alternative APNs
  • 122723000892000180
  • 22723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,752 sqft
1st Floor Area1,352 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area16,335 sqft (0.375 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area12 sqft
Patio Area64 sqft

Location & Zoning

Street Address8449 SPLIT CREEK CIR
CityLAKELAND
StateFL
Zip33809-7249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDER BROOKE PB 115 PGS 113-114 LOT 18
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER BROOKE
Legal Tract892
Legal Block2
Legal Lot Number18
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2000
Census Tract12203

Owner

Source: Polk County records · APN 23-27-12-000892-000180

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8449 SPLIT CREEK CIR, LAKELAND, FL 33809-7249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Deed of Trust, Mortgage · Line of Credit
HOME POINT FINANCIAL CORPORATION
Sep 01, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 12, 2001 · Amount on Record
Deed SaleDec 12, 2001 · Amount on Record
Deed Book / Page4870 / 2075
Last Transfer DateJul 26, 2017
Transfer Doc0000170391
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address8449 SPLIT CREEK CIR, LAKELAND, FL 33809-7249
Transaction TypeMortgage
Record UpdatedMay 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address8449 SPLIT CREEK CIR, LAKELAND, FL 33809-7249

Mortgage

Document Number0000088323
DateApr 18, 2023
Book Page12655/1522
Instrument2023088323
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMay 05, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateSep 01, 2017
Property Address8449 SPLIT CREEK CIR, LAKELAND, FL 33809-7249
Document Number0102511676
Book / Page010251 / 001676
Instrument DateJul 26, 2017
Instrument170391
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8449 SPLIT CREEK CIR LAKELAND FL 338097249, LAKELAND, FL 33809-7249

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,883.00 (-13.66%)$223,008 (-7.2%) Land $58,000 Building $165,008$223,008 (-7.2%) Land $58,000 Building $165,008
2023$3,339.00 (+9.26%)$240,318 (+10.21%) Land $56,000 Building $184,318$240,318 (+10.21%) Land $56,000 Building $184,318
2022$3,056.00$218,059 Land $46,000 Building $172,059$218,059 Land $46,000 Building $172,059

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

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