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8436 Split Creek Cir, Lakeland, FL 33809 Property Records

Polk County property record for 8436 Split Creek Cir, Lakeland, FL 33809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,328 sqft · built 2003
Lot Size0.263 acres (11,443 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Aug 2021)
Tax Bill$2,425 (2025)
Deeds & MortgagesSep 2021 Sale
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-27-12-000892-000300

Property Details

APN / Parcel Number

Primary APN23-27-12-000892-000300
Alternative APNs
  • 122723000892000300
  • 22723000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,328 sqft Living Area
Gross Area1,768 sqft
1st Floor Area1,328 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area11,443 sqft (0.263 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area25 sqft
Patio Area300 sqft
Shed1 Shed

Location & Zoning

Street Address8436 SPLIT CREEK CIR
CityLAKELAND
StateFL
Zip33809-7248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDER BROOKE PB 115 PGS 13-14 LOT 30
Legal Range23E
Legal Township27S
Legal Section12
Legal SubdivisionWILDER BROOKE
Legal Tract892
Legal Block2
Legal Lot Number30
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group2
Census Block2003
Census Tract12203

Owner

Source: Polk County records · APN 23-27-12-000892-000300

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Redemption Deed, Transfer
Aug 24, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
May 05, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleAug 29, 2016 · Amount on Record
Deed Document Number2021219874
Deed Book / Page11859 / 1845
Record UpdatedSep 20, 2026

September 2021: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionPOLK FL
Recording DateSep 28, 2021
Property Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0000252487
Book / Page11912 / 1030
Instrument DateSep 27, 2021
Instrument2021252487
Transaction TypeTransfer
Record UpdatedSep 02, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 24, 2021
Property Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0000219874
Book / Page11859 / 1845
Map ReferenceMB 115 PG 13&14
Instrument DateAug 09, 2021
Instrument2021219874
Transaction TypeTransfer
Record UpdatedOct 13, 2021
Title CompanyADVANCE TITLE, ADVANTAGE TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2030 ROCKY POINTE DR, 2030, LAKELAND, FL 33813-1959

Transferred To (Grantee/Buyer)

NameVerified Name
Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248

Mortgage

Document Number0118591847
DateAug 24, 2021
Instrument11859/1847
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 05, 2021
Property Address8436 SPLIT CREEK CIR, LAKELAND, FL 33809-7248
Document Number0000116655
Book / Page11701 / 1497
Map ReferenceMB 115 PG 13&14
Instrument DateMay 04, 2021
Instrument2021116655
Transaction TypeTransfer
Record UpdatedOct 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8436 SPLIT CREEK CIR, 8436, LAKELAND, FL 33809-7248

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7713, LAKELAND, FL 33807-7713

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,425.00 (-16.55%) Homeowner's exemption$227,829 (+5.18%)$229,341 (-6.74%) Land $58,000 Building $171,341
2023$2,906.00 (+4.2%) Homeowner's exemption$216,607 (+3%)$245,918 (+10.43%) Land $56,000 Building $189,918
2022$2,789.00 Homeowner's exemption$210,298$222,690 Land $46,000 Building $176,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), as of October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050122032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

Based on FCC filings for 221 locations within half a mile of this property.

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