Polk County property record for 8417 Split Creek Cir, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,328 sqft · built 2003 |
| Lot Size | 0.234 acres (10,171 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (May 2009) |
| Tax Bill | $870 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-12-000892-000140 |
| Primary APN | 23-27-12-000892-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,171 sqft (0.234 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 25 sqft |
| Street Address | 8417 SPLIT CREEK CIR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDER BROOKE PB 115 PGS 13-14 LOT 14 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 12 |
| Legal Subdivision | WILDER BROOKE |
| Legal Tract | 892 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12203 |
Source: Polk County records · APN 23-27-12-000892-000140
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8417 SPLIT CREEK CIR, LAKELAND, FL 33809-7249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2009 · Amount on Record |
| Deed Sale | May 26, 2009 · Amount on Record |
| Prior Sale | Feb 09, 2009 |
| Deed Document Number | 200997207 |
| Deed Book / Page | 7891 / 402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 8417 SPLIT CREEK CIR, LAKELAND, FL 33809-7249 |
| Document Number | 0100951944 |
| Book / Page | 010095 / 001944 |
| Instrument Date | Mar 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2017 |
| Name | Verified Name |
|---|---|
| Address | 8417 SPLIT CREEK CIR LAKELAND FL 338097249, LAKELAND, FL 33809-7249 |
| Document Number | 0100951944 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 010095/001944 |
| Instrument | 53350 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 19, 2037 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $870.00 (-37.63%) Homeowner's exemption | $107,529 (+5.99%) | $229,007 (-7.16%) Land $58,000 Building $171,007 |
| 2023 | $1,395.00 (+6.98%) Homeowner's exemption | $101,455 (+3%) | $246,672 (+10.58%) Land $56,000 Building $190,672 |
| 2022 | $1,304.00 Homeowner's exemption | $98,500 | $223,072 Land $46,000 Building $177,072 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 221 locations within half a mile of this property.
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