8446 Annapolis Dr, Unit 3, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8446 Annapolis Dr, Unit 3, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,744 sqft · built 2020
Lot Size	0.113 acres (4,905 sqft)
Owner	Individual Name on File
Last Sale	$551,718 (Jul 2021)
Tax Bill	$5,260 (2025)
Deeds & Mortgages	Dec 2020 Construction Loan Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86224-21-001`

Property Details

APN / Parcel Number

Primary APN	`86224-21-001`
Alternative APN	`R1669313`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	3,928 sqft
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,905 sqft (0.113 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669313
Street Address	8446 ANNAPOLIS DR, 3
City	WINDSOR
State	CO
Zip	80528-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 12, SHUTTS SUB THIRD FILING, WIN (20180072918)
Legal Range	68W
Legal Township	6N
Legal Section	22
Legal Subdivision	SHUTTS SUB 3RD FILING (COUNTRY FARMS)
Legal Block	12
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3012
Census Tract	2505

Owner

8446 Annapolis Dr, Unit 3 is owned and occupied by an individual who acquired it in December 2024.

Source: Larimer County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8446 ANNAPOLIS DR, 3, WINDSOR, CO 80528-8625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Construction Mortgage POINTS WEST COMMUNITY BANK
Jul 27, 2021	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY
Dec 11, 2020	Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
May 8, 2020	Loan Modification, Mortgage POINTS W CMNTY BK
Aug 20, 2019	Loan Modification, Mortgage POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Deed Document Number	202171064
Last Transfer Date	Dec 5, 2024
Transfer Doc	0000003108
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107348
Date	Dec 18, 2020
Instrument	20200107348

Lender

Name	POINTS WEST COMMUNITY BANK
Type	Bank
Address	80555

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 18, 2021

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 27, 2021
Property Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625
Document Number	0000071064
Instrument Date	Jul 23, 2021
Instrument	20210071064
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$55.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 11, 2020
Property Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625
Document Number	0000104223
Instrument Date	Dec 4, 2020
Instrument	104223
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE WINDSOR CO 805507145, WINDSOR, CO 80550-7145

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625
Document Number	0000034596
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000034596
Date	May 18, 2020
Instrument	34596

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount on Record

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Aug 20, 2019
Property Address	8446 ANNAPOLIS DR UNIT 3, 3, WINDSOR, CO 80528-8625
Instrument Date	May 7, 2019
Instrument	48897
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000048897
Date	Aug 20, 2019
Instrument	48897

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 8446 Annapolis Dr, Unit 3 was $5,260, up 9.7% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,260.00 (+9.67%)	$32,494 Land $7,144 Building $25,350	$519,900 Land $114,300 Building $405,600
2024	$4,796.00 (+3.07%)
2023	$4,653.00 (-2.53%)	$34,727 (+9.34%) Land $7,893 Building $26,834	$518,300 (+13.41%) Land $117,800 Building $400,500
2022	$4,774.00	$31,762 Land $7,416 Building $24,346	$457,000 Land $106,700 Building $350,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8446 Annapolis Dr, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8446 Annapolis Dr, Unit 3 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Loveland Pulse, TDS Telecom.

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