8446 Annapolis Dr, Unit 1, Windsor (Fort Collins), CO 80528 Property Records

Larimer County property record for 8446 Annapolis Dr, Unit 1, Windsor, CO 80528

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,152 sqft · built 2020
Lot Size	0.115 acres (5,027 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Jul 2026)
Tax Bill	$5,660 (2025)
Deeds & Mortgages	Jul 2026 Sale Aug 2025 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`86224-21-003`

Property Details

APN / Parcel Number

Primary APN	`86224-21-003`
Alternative APN	`R1669315`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,152 sqft Living Area
Gross Area	3,928 sqft
1st Floor Area	1,744 sqft
Basement Area	1,744 sqft
Finished Basement	1,408 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,027 sqft (0.115 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1669315
Street Address	8446 ANNAPOLIS DR, 1
City	WINDSOR
State	CO
Zip	80528-8625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 12, SHUTTS SUB THIRD FILING, WIN (20180072918)
Legal Range	68W
Legal Township	6N
Legal Section	22
Legal Subdivision	SHUTTS SUB 3RD FILING (COUNTRY FARMS)
Legal Block	12
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	3
Census Block	3012
Census Tract	2505

Owner

8446 Annapolis Dr, Unit 1 is owned and occupied by two individuals who bought it in July 2026.

Source: Larimer County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8446 ANNAPOLIS DR, 1, WINDSOR, CO 80528-8625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 1, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Aug 3, 2021	Special Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO
Dec 18, 2020	Deed of Trust, Construction Loan · Line of Credit POINTS W CMNTY BK
Dec 11, 2020	Quit Claim Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO.
May 8, 2020	Loan Modification, Mortgage POINTS W CMNTY BK
Aug 20, 2019	Loan Modification, Mortgage POINTS W CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Aug 3, 2021 · Amount on File
Deed Document Number	202633192
Prior Transfer Date	Jul 21, 2025
Prior Transfer Doc	0000035387
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 6, 2026
Property Address	8446 ANNAPOLIS DR, 1, WINDSOR, CO 80528-8625
Document Number	0000033192
Instrument Date	Jul 6, 2026
Instrument	202633192
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$7,019.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8446 ANNAPOLIS DR, 1, WINDSOR, CO 80528-8625

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Aug 1, 2025
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Document Number	0000035387
Instrument Date	Jul 21, 2025
Instrument	20250035387
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	DOMA INSURANCE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625

Mortgage

Document Number	0000035388
Date	Aug 1, 2025
Instrument	20250035388

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089984
Date	Sep 28, 2021
Instrument	20210089984

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089981
Date	Sep 28, 2021
Instrument	20210089981

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 3, 2021
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Document Number	0000073293
Instrument Date	Jul 30, 2021
Instrument	20210073293
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Tax	$59.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Dec 18, 2020
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Document Number	0000107348
Instrument Date	Dec 18, 2020
Instrument	107348
Transaction Type	Construction Loan
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #300 WINDSOR CO 805507145, 300, WINDSOR, CO 80550-7145

Mortgage

Document Number	0000107348
Date	Dec 18, 2020
Instrument	107348

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 17, 2021

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Dec 11, 2020
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Document Number	0000104223
Instrument Date	Dec 4, 2020
Instrument	104223
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE WINDSOR CO 805507145, WINDSOR, CO 80550-7145

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Document Number	0000034596
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000034596
Date	May 18, 2020
Instrument	34596

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount on Record

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LARIMER CO
Recording Date	Aug 20, 2019
Property Address	8446 ANNAPOLIS DR UNIT 1, 1, WINDSOR, CO 80528-8625
Instrument Date	May 7, 2019
Instrument	48897
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6341 FAIRGROUNDS AVE #100 WINDSOR CO 805507146, 100, WINDSOR, CO 80550-7146

Mortgage

Document Number	0000048897
Date	Aug 20, 2019
Instrument	48897

Lender

Name	POINTS W CMNTY BK
Type	Bank
Address	1291 MAIN ST, WINDSOR, CO 80550-5918

Agreement

Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 8446 Annapolis Dr, Unit 1 was $5,660.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Windsor Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,660.00	$34,963 Land $7,144 Building $27,819	$559,400 Land $114,300 Building $445,100
2023	$5,342.00 (+0.58%)	$39,323 (+11.29%) Land $7,893 Building $31,430	$586,900 (+15.44%) Land $117,800 Building $469,100
2022	$5,311.00	$35,334 Land $7,416 Building $27,918	$508,400 Land $106,700 Building $401,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8446 Annapolis Dr, Unit 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8446 Annapolis Dr, Unit 1 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 23,500 people · EPA ID CO0162843
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Loveland Pulse, TDS Telecom.

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