8433 Clear Spring Dr, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8433 Clear Spring Dr, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,440 sqft · built 2014
Lot Size	0.032 acres (1,400 sqft)
Owner	Individual Name on File
Last Sale	$256,500 (Jun 2020)
Tax Bill	$3,692 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-252634`

Property Details

APN / Parcel Number

Primary APN	`03-252634`
Alternative APN	`252634`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,440 sqft Total Area
Basement Area	612 sqft
Finished Basement	612 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,400 sqft (0.032 acres)
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	252634
Street Address	8433 CLEAR SPRING DR
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4692
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO V PHASE 3 UNIT H 8433 RICHFIELD STATION
Legal Subdivision	RICHFIELD STATION
Legal Phase	3
Legal Lot Number	8433
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

8433 Clear Spring Dr, a townhouse, is owned and occupied by an individual who bought it in June 2020.

Source: Calvert County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	8433 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 5, 2020	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Sep 2, 2014 · Amount on File
Deed Book / Page	5608 / 148
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0056080148
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8433 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Transaction Type	Mortgage
Record Updated	Mar 25, 2024
Title Company	LIBERTY TITLE AND ESCROW/MARYLAND LLC, LIBERTY T&E OF MAIYLAND LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065410177
Date	Mar 4, 2024
Book Page	6541/177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 5, 2020
Property Address	8433 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4692
Document Number	0056080148
Book / Page	5608 / 148
Map Reference	LB 4365 FO 159
Instrument Date	May 18, 2020
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	LIBERTY T&E OF MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$641.25
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	8433 CLEAR SPRING DR # H, H, CHESAPEAKE BEACH, MD 20732-4692

Mortgage

Document Number	0005608156
Date	Jun 5, 2020
Instrument	5608/156

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8433 Clear Spring Dr was $3,692 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,692.00 Homeowner's exemption	$339,200 Land $75,000 Building $264,200	$339,200 Land $75,000 Building $264,200
2023	$3,032.00 Homeowner's exemption	$303,000	$339,200 Land $75,000 Building $264,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8433 Clear Spring Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8433 Clear Spring Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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