Howard County property record for 8440 Charmed Days, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,848 sqft · built 2005 |
| Lot Size | 0.045 acres (1,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Jun 2026) |
| Tax Bill | $7,968 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-573118 |
| Primary APN | 06-573118 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Total Area |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,958 sqft (0.045 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 573118 |
|---|---|
| Street Address | 8440 CHARMED DAYS |
| City | LAUREL |
| State | MD |
| Zip | 20723-5610 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | LOT 213 1958 SQ 8440 CHARMED DAYS EMERSON S2 P1B RS PAR 1A |
| Legal Subdivision | EMERSON SEC 02 PH 01B |
| Legal Lot Number | 213 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
8440 Charmed Days, a townhouse, is owned and occupied by an individual who bought it in June 2026.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8440 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on File |
| Deed Sale | Jun 2, 2026 · Amount on File |
| Prior Sale | Nov 24, 2010 · Amount on File |
| Deed Book / Page | 23263 / 223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 2, 2026 |
| Property Address | 8440 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 2326000223 |
| Book / Page | 23263 / 223 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2026 |
| Title Company | REGAL TITLE, REALM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 8440 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 2326000229, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 23263/229 |
| Name | A-Z MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 8440 Charmed Days was $7,968, up 7.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,968.00 (+7.78%) | $519,333 (+7.92%) | $595,600 (+23.77%) Land $230,000 Building $365,600 |
| 2025 | $7,393.00 | $481,200 Land $130,000 Building $351,200 | $481,200 Land $130,000 Building $351,200 |
| 2023 | $432,267 (+6%) | $481,200 (+18%) Land $130,000 Building $351,200 | |
| 2022 | $4,591.00 Homeowner's exemption | $407,800 Land $160,000 Building $247,800 | $407,800 Land $160,000 Building $247,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8440 Charmed Days in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8440 Charmed Days is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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