Howard County property record for 8432 Charmed Days, Laurel, MD 20723
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,880 sqft · built 2005 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Oct 2021) |
| Tax Bill | $8,212 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-573061 |
| Primary APN | 06-573061 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,880 sqft Total Area |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.062 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 573061 |
|---|---|
| Street Address | 8432 CHARMED DAYS |
| City | LAUREL |
| State | MD |
| Zip | 20723-5610 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | LOT 210 2700 SQ 8432 CHARMED DAYS EMERSON S2 P1B RS PAR 1A |
| Legal Subdivision | EMERSON |
| Legal Lot Number | 210 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8432 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on Record |
| Deed Sale | Oct 15, 2021 · Amount on Record |
| Prior Sale | Mar 8, 2005 · Amount on Record |
| Deed Book / Page | 21019 / 391 |
| Prior Transfer Date | May 19, 2015 |
| Prior Transfer Doc | 0164300219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 15, 2021 |
| Property Address | 8432 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 0210190391 |
| Book / Page | 21019 / 391 |
| Map Reference | MB 15977 |
| Instrument Date | Aug 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8432 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 21019399 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 21019/399 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,212.00 (+7.59%) | $535,567 (+7.72%) | $612,300 (+23.15%) Land $230,000 Building $382,300 |
| 2025 | $7,633.00 (+4.4%) | $497,200 (+9.89%) Land $130,000 Building $367,200 | $497,200 (-) Land $130,000 Building $367,200 |
| 2024 | $7,311.00 (+50.99%) | ||
| 2023 | $452,467 | $497,200 Land $130,000 Building $367,200 | |
| 2022 | $4,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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