Howard County property record for 8446 Charmed Days, Laurel, MD 20723
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 1,872 sqft · built 2005 |
| Lot Size | 0.054 acres (2,349 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Nov 2023) |
| Tax Bill | $443 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-573142 |
| Primary APN | 06-573142 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Total Area |
| Basement Area | 590 sqft |
| Finished Basement | 590 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,349 sqft (0.054 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 573142 |
|---|---|
| Street Address | 8446 CHARMED DAYS |
| City | LAUREL |
| State | MD |
| Zip | 20723-5610 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R20 |
| Legal Description | LOT 216 2349 SQ 8446 CHARMED DAYS EMERSON S2 P1B RS PAR 1A |
| Legal Subdivision | EMERSON SEC 02 PH 01B |
| Legal Lot Number | 216 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
8446 Charmed Days is owned and occupied by an individual who bought it in November 2023.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8446 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on File |
| Deed Sale | Nov 16, 2023 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Book / Page | 22183 / 36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 16, 2023 |
| Property Address | 8446 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 0221830036 |
| Book / Page | 22183 / 36 |
| Map Reference | PL 15977 |
| Instrument Date | Oct 25, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,337.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1207 S HOOVER ST, LOS ANGELES, CA 90006-3605 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 8446 CHARMED DAYS, LAUREL, MD 20723-5610 |
| Document Number | 0221830044 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 22183/44 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
The 2026 property tax bill for 8446 Charmed Days was $443 with a homeowner's exemption, down 94.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443.00 (-94.08%) Homeowner's exemption | $527,900 (+8.33%) | $609,100 (+24.99%) Land $230,000 Building $379,100 |
| 2025 | $7,485.00 Homeowner's exemption | $487,300 Land $130,000 Building $357,300 | $487,300 Land $130,000 Building $357,300 |
| 2023 | $447,500 | $487,300 Land $130,000 Building $357,300 | |
| 2022 | $4,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8446 Charmed Days in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8446 Charmed Days is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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