844 Saint Andrews Pl, Concord, NC 28025 Property Records

Cabarrus County property record for 844 Saint Andrews Pl, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,965 sqft · built 1998
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$207,500 (Oct 2019)
Tax Bill	$1,636 (2023)
Deeds & Mortgages	Oct 2017 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11045D0032.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0032.000000`
Alternative APNs	`5538 47 3484` `133550`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,965 sqft Living Area
1st Floor Area	1,265 sqft
Upper Floors Area	700 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	195 ft deep x 44 ft wide
Driveway	Driveway
Driveway Area	1,080 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	165 sqft
Deck Area	144 sqft
Patio Area	464 sqft
Fence	Fence
Storage Building	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	133550
Street Address	844 SAINT ANDREWS PL
City	CONCORD
State	NC
Zip	28025-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 32 ST ANDREWS PLACE
Legal Subdivision	ST ANDREWS PH 01 MAP 02
Legal Lot Number	32
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	844 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2017	Deed of Trust, Mortgage · FHA Mortgage CERTAINTY HOME LOANS LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Prior Sale	Mar 29, 2004
Deed Document Number	0013778276
Deed Book / Page	13778 / 276
Record Updated	Jun 7, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	844 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012743261
Date	Oct 30, 2017
Book Page	12743/0261
Instrument	12743-0261

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	844 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015104270
Date	Apr 20, 2021
Book Page	15104/270

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	ASHBURN, VA 20148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 11, 2019
Property Address	844 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	0013778276
Book / Page	13778 / 0276
Map Reference	MB 32 PG 44
Instrument Date	Oct 11, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	844 SAINT ANDREWS PL, 844, CONCORD, NC 28025-8525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 SAINT ANDREWS PL, CONCORD, NC 28025-8525

Mortgage

Document Number	0013778278
Date	Oct 11, 2019
Instrument	13778/278

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,636.00	$197,140 Land $40,000 Building $157,140	$197,140 Land $40,000 Building $157,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Verizon.

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