840 Saint Andrews Pl, Concord, NC 28025 Property Records

Cabarrus County property record for 840 Saint Andrews Pl, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,456 sqft · built 1999
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Oct 2008)
Tax Bill$1,440 (2023)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11045D0031.000000

Property Details

APN / Parcel Number

Primary APN11045D0031.000000
Alternative APNs
  • 5538 47 3384
  • 60042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area1,664 sqft
1st Floor Area1,456 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions164 ft deep x 84 ft wide
DrivewayConcrete Driveway
Driveway Area800 sqft

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area144 sqft
Patio Area144 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number60042
Street Address840 SAINT ANDREWS PL
CityCONCORD
StateNC
Zip28025-8525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 31 ST ANDREWS PLACE
Legal SubdivisionST ANDREWS PLACE BRAXT
Legal Lot Number31
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group5
Census Block5000
Census Tract40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8856 NORTH DR, MOUNT PLEASANT, NC 28124-7681
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2008 · Amount on Record
Deed SaleOct 23, 2008 · Amount on Record
Prior SaleApr 7, 2008 · Amount on Record
Deed Book / Page8467 / 87
Prior Transfer DateJun 4, 2008
Prior Transfer Doc0008349243
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address840 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Transaction TypeMortgage
Record UpdatedAug 22, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012497294
DateMay 22, 2017
Book Page12497/0294
Instrument12497-0294
Lender
NameSUNTRUST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,150 (+68.98%) Land $61,000 Building $232,150
2024$293,150 (+68.98%) Land $61,000 Building $232,150
2023$1,440.00$173,480 Land $40,000 Building $133,480$173,480 Land $40,000 Building $133,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: Verizon.

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