843 Saint Andrews Pl, Concord, NC 28025 Property Records

Cabarrus County property record for 843 Saint Andrews Pl, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1999
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$319,000 (Feb 2022)
Tax Bill	$1,663 (2023)
Deeds & Mortgages	Feb 2022 Sale Feb 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11045D0035.000000`

Property Details

APN / Parcel Number

Primary APN	`11045D0035.000000`
Alternative APNs	`5538 47 6318` `145705` `87011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,356 sqft
1st Floor Area	768 sqft
Upper Floors Area	996 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	173 ft deep x 45 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Driveway	Concrete Driveway
Driveway Area	880 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	222 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	145705
Street Address	843 SAINT ANDREWS PL
City	CONCORD
State	NC
Zip	28025-8525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 35 ST ANDREWS PLACE
Legal Subdivision	ST ANDREWS PLACE BRAXT
Legal Lot Number	35
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	ENERGY SQ BLDG 2, 2, DALLAS, TX 75206
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Transfer HARBOR CITY TITLE
Feb 7, 2022	Warranty Deed, Transfer HARBOR CITY TITLE
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	20224280
Deed Book / Page	15831 / 222
Prior Transfer Date	Oct 1, 2007
Prior Transfer Doc	0000791956
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 7, 2022
Property Address	843 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	0001583184
Book / Page	15831 / 84
Map Reference	MB 32 PG 44
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	800 FREEMAN RD, 800, CONCORD, NC 28025-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BAXTER ST STE 312, 312, CHARLOTTE, NC 28202-2713

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 7, 2022
Property Address	843 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	0015831222
Book / Page	15831 / 222
Map Reference	MB 32 PG 44
Instrument Date	Feb 4, 2022
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Tax	$638.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	821 BAXTER ST STE 312, 821, CHARLOTTE, NC 28202-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2711 N HASKELL AVE STE 2100, 2100, DALLAS, TX 75204-2933
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	843 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	13990109
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 SAINT ANDREWS PL CONCORD NC 280258525, CONCORD, NC 28025-8525

Mortgage

Document Number	13990109
Date	Feb 7, 2020
Book Page	013990/000109
Instrument	3837

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	843 SAINT ANDREWS PL, CONCORD, NC 28025-8525
Document Number	13536335
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	RESOURCE R/E SERVICES, RESOURCE REAL EST SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 SAINT ANDREWS PL CONCORD NC 280258525, CONCORD, NC 28025-8525

Mortgage

Document Number	13536335
Date	Jun 5, 2019
Book Page	013536/000335
Instrument	13618

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,260 (-) Land $61,000 Building $263,260
2025		$324,260 (+61.85%) Land $61,000 Building $263,260
2024			$324,260 (+61.85%) Land $61,000 Building $263,260
2023	$1,663.00	$200,340 Land $40,000 Building $160,340	$200,340 Land $40,000 Building $160,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Google Fiber, Verizon.

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