Emmet County property record for 8439 Ridgeway Rd, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 0.732 acres (31,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Dec 2009) |
| Tax Bill | $2,022 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-04-225-174 |
| Primary APN | 14-20-04-225-174 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,146 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 31,900 sqft |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8439 RIDGEWAY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8673 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC SR |
| Legal Description | SILVER CREEK CONDO, PLAN #180, UNIT 74. SECTION 4, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SILVER CREEK CONDOMINIUM |
| Legal Unit | 74 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970500 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8439 RIDGEWAY RD, PETOSKEY, MI 49770-8673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 23, 2009 · Amount on Record |
| Deed Sale | Dec 23, 2009 · Amount on Record |
| Prior Sale | Feb 11, 2009 · Amount on Record |
| Deed Book / Page | 1119 / 170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8439 RIDGEWAY RD, PETOSKEY, MI 49770-8673 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8439 RIDGEWAY RD, PETOSKEY, MI 49770-8673 |
| Document Number | 0000001271/0000000320 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 0000001271/0000000320 |
| Instrument | 5224356 |
| Name | 4FRONT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Jan 1, 2047 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,000 (+46.32%) Land $175,000 | $350,000 (+46.32%) Land $350,000 | |
| 2024 | $2,022.00 | ||
| 2023 | $119,600 Land $119,600 | $239,200 Land $239,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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