8424 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8424 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Details3 ba · 1,580 sqft · built 2001
Lot Size0.535 acres (23,331 sqft)
OwnerIndividual Name on Record
Tax Bill$2,501 (2024)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-20-04-225-145

Property Details

APN / Parcel Number

Primary APN14-20-04-225-145

Interior

Full Baths3 Baths
Building Area1,580 sqft Living Area
1st Floor Area1,532 sqft
Basement Area1,532 sqft
Unfinished Basement1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Lot Area23,331 sqft
Garage Area506 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8424 RIDGEWAY RD
CityPETOSKEY
StateMI
Zip49770-8673
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC FF-2
Legal DescriptionSILVER CREEK CONDO, UNIT 45.PLAN #180, SECTION 4, T34N, R4W
Legal Range04W
Legal Township34N
Legal Section04
Legal SubdivisionSILVER CREEK CONDO
Legal Unit45
JurisdictionEMMET MI
Township / Civil DivisionSPRINGVALE
Census Block Group4
Census Block4003
Census Tract970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8424 RIDGEWAY RD, PETOSKEY, MI 49770-8673
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2004
Deed SaleSep 28, 2004
Prior SaleSep 7, 2001 · Amount on Record
Deed Book / Page1057 / 342
Last Transfer DateOct 29, 2020
Transfer Doc1227/260
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEMMET MI
Recording DateNov 18, 2020
Property Address8424 RIDGEWAY RD, PETOSKEY, MI 49770-8673
Document Number1227/260
Book / Page1227 / 260
Instrument DateOct 29, 2020
Instrument5180209
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8424 RIDGEWAY RD, PETOSKEY, MI 49770-8673

Mortgage

Document Number5180208
DateNov 18, 2020
Instrument5180208
Lender
NameTCF NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionSpringvale Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,600 (+5.77%) Land $203,600$407,200 (+5.77%) Land $407,200
2025$192,500 (+30.42%) Land $192,500$385,000 (+30.42%) Land $385,000
2024$2,501.00
2023$147,600 Land $147,600$295,200 Land $295,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridgeway Rd

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