8403 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8403 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.704 acres (30,702 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Nov 2005)
Tax Bill	$2,190 (2024)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-172`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-172`

Interior

Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	30,702 sqft
Garage Area	676 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8403 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-2
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 72. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK CONDO
Legal Unit	72
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4004
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8403 RIDGEWAY RD, PETOSKEY, MI 49770-8673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2005 · Amount on Record
Deed Sale	Nov 3, 2005 · Amount on Record
Prior Sale	Oct 7, 2005
Deed Book / Page	1072 / 321
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8403 RIDGEWAY RD, PETOSKEY, MI 49770-8673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001203/0000000848
Date	May 24, 2018
Book Page	0000001203/0000000848
Instrument	000005156744

Lender

Name	4 FRONT CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	260 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,500 (+69.36%) Land $209,500	$419,000 (+69.36%) Land $419,000
2024	$2,190.00
2023		$123,700 Land $123,700	$247,400 Land $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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