8436 E 875th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 8436 E 875th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 2,228 sqft · built 2010
Lot Size	4.12 acres (179,467 sqft)
Owner	2 Company Names on Record
Last Sale	$2,160,000 (Nov 2024)
Tax Bill	$8,781 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-021-037`

Property Details

APN / Parcel Number

Primary APN	`04-06-021-037`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	2,228 sqft Base Area
1st Floor Area	2,228 sqft
Basement Area	2,228 sqft
Unfinished Basement	2,228 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	179,467 sqft (4.12 acres)
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	8436 E 875TH AVE
City	ALTAMONT
State	IL
Zip	62411-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 285FT OF E 631.5FT OF S 630FT NE NW 24003873 2612/298 602/79 322/589 158/137
Legal Subdivision	PLAT OF SURVEY OF ROBERT L COX
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1031
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit PROSPECT BANK
Aug 4, 2023	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Dec 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Apr 14, 2010 · Amount on Record
Deed Document Number	20243873
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 6, 2026
Property Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630
Document Number	0000001237
Instrument Date	Mar 27, 2026
Instrument	20261237
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001237,
Date	Apr 6, 2026
Instrument	20261237

Lender

Name	PROSPECT BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Apr 25, 2033

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630

Mortgage

Document Number	003871/186
Date	Aug 4, 2023
Book Page	3871/186
Instrument	202323002523

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.42%
Min Rate At Change	9.12%
Max Rate	11.1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003566/135
Date	May 21, 2020
Book Page	3566/135
Instrument	202020002502

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8436 E 875TH AVE, ALTAMONT, IL 62411-2630
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003745/236
Date	Dec 6, 2021
Book Page	3745/236
Instrument	202121005986

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,781.00 (+8.21%) Homeowner's exemption	$166,310 (+1%) Land $6,940 Building $159,370	$498,930 (+1%) Land $20,820 Building $478,110
2024	$8,115.00 (+28.38%)	$151,190 (+20.98%) Land $6,310 Building $144,880	$453,570 (+20.98%) Land $18,930 Building $434,640
2022	$6,321.00 Homeowner's exemption	$124,970 Land $5,220 Building $119,750	$374,910 Land $15,660 Building $359,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: T-Mobile.

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