4737 E 875th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 4737 E 875th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1,432 sqft · built 1973
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (Jul 2018)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-023-043`

Property Details

APN / Parcel Number

Primary APN	`09-02-023-043`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,432 sqft Base Area
1st Floor Area	1,432 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	46,174 sqft (1.06 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4737 E 875TH AVE
City	ALTAMONT
State	IL
Zip	62411-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 182.80FT OF N 252.50FT OF E 45AC OF S 1/2 NE 3399/125 2741/26 2708/134 1975/82
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4020
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4737 E 875TH AVE, ALTAMONT, IL 62411-2435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Jul 13, 2011 · Amount on Record
Deed Document Number	20181802846
Deed Book / Page	3399 / 125
Prior Transfer Date	Feb 11, 2011
Prior Transfer Doc	002708/134
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	4737 E 875TH AVE, ALTAMONT, IL 62411-2435
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4737 E 875TH AVE, ALTAMONT, IL 62411-2435

Mortgage

Document Number	003773/232
Date	Apr 6, 2022
Book Page	3773/232
Instrument	202222001415

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

Interest

Rate	3.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jul 16, 2018
Property Address	4737 E 875TH AVE, ALTAMONT, IL 62411-2435
Document Number	003399/125
Book / Page	3399 / 125
Instrument Date	Jul 13, 2018
Instrument	201801802846
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4737 E 875TH AVE, ALTAMONT, IL 62411-2435

Mortgage

Document Number	201801802847
Date	Jul 16, 2018
Instrument	201801802847

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,299.00 (+45.72%)	$60,660 (+33.11%) Land $3,160 Building $57,500	$181,980 (+33.11%) Land $9,480 Building $172,500
2022	$2,264.00 Homeowner's exemption	$45,570 Land $2,370 Building $43,200	$136,710 Land $7,110 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	45 / 3

May also be available: T-Mobile.

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