8286 E 875th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 8286 E 875th Ave, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1,264 sqft · built 1984
Lot Size	4.47 acres (194,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Aug 2013)
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Feb 2026 Transfer Dec 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-06-021-043`

Property Details

APN / Parcel Number

Primary APN	`04-06-021-043`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,264 sqft Base Area
1st Floor Area	1,264 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	194,713 sqft (4.47 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	8286 E 875TH AVE
City	ALTAMONT
State	IL
Zip	62411-2623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 695FT OF W 280FT NE NW 24000511 2977/318 2612/298 2612/294 2578/143 602/79 322/589 158/137
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1031
Census Tract	950400

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Intrafamily Transfer, Transfer
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Deed Document Number	20131304329
Deed Book / Page	2977 / 318
Last Transfer Date	Feb 17, 2026
Transfer Doc	0000000630
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 20, 2026
Property Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623
Document Number	202626000630
Map Reference	MB 2578 PG 140
Instrument Date	Feb 17, 2026
Instrument	202626000630
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623

Mortgage

Document Number	202525004331
Date	Dec 1, 2025
Instrument	202525004331

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	101 S CHARLES ST, BEECHER CITY, IL 62414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623

Mortgage

Document Number	202323004169
Date	Dec 19, 2023
Instrument	202323004169

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8286 E 875TH AVE, ALTAMONT, IL 62411-2623
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00003557/4
Date	Apr 30, 2020
Book Page	3557/4
Instrument	202020001960

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,543.00 (+8.58%)	$88,950 (+9.99%) Land $7,400 Building $81,550	$266,850 (+9.99%) Land $22,200 Building $244,650
2024	$4,184.00 (+33.21%) Homeowner's exemption	$80,870 (+23.67%) Land $6,730 Building $74,140	$242,610 (+23.67%) Land $20,190 Building $222,420
2022	$3,141.00 Homeowner's exemption	$65,390 Land $4,110 Building $61,280	$196,170 Land $12,330 Building $183,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

May also be available: T-Mobile.

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