8435 Whitney Rd, Gaines, MI 48436 Property Records

Genesee County property record for 8435 Whitney Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,758 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$3,775 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-02-300-013`

Property Details

APN / Parcel Number

Primary APN	`01-02-300-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,194 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8435 WHITNEY RD
City	GAINES
State	MI
Zip	48436-9797
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	A PARCEL OF LAND BEG S 87 DEG 27 MIN 10 SEC E 492 FT FROM W 1/4 COR TH S 87 DEG 27 MIN 10 SEC E 491.5 FT TH S 888 FT TH N 87
Legal Range	05E
Legal Township	05N
Legal Section	02
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1047
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8435 WHITNEY RD, GAINES, MI 48436-9797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	8435 WHITNEY RD, GAINES, MI 48436-9797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061172
Date	Sep 21, 2017
Instrument	201709210061172

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Swartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,400 (-1.44%) Land $50,200 Building $135,200	$370,800 (-1.44%) Land $100,400 Building $270,400
2025	$3,775.00 (+2.97%) Homeowner's exemption	$188,100 (+40.58%)	$376,200 (+40.58%)
2024	$3,666.00 (+44.33%)
2023		$133,800	$267,600
2019	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20