Genesee County property record for 8315 Whitney Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,068 sqft · built 1976 |
| Lot Size | 10 acres (436,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2015) |
| Tax Bill | $4,777 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-02-300-014 |
| Primary APN | 01-02-300-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,068 sqft Living Area |
| 1st Floor Area | 2,068 sqft |
| Basement Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 436,471 sqft (10 acres) |
| Garage Area | 1,536 sqft |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 8315 WHITNEY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | A PARCEL OF LAND BEG N 87 DEG 27 MIN 10 SEC W 327.63 FT FROM INTERIOR 1/4 COR OF SEC TH S 0 DEG 04 MIN 25 SEC W 1334.22 FT TH |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 02 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 13001 |
8315 Whitney Rd is owned and occupied by an individual who bought it in January 2015.
Source: Genesee County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8315 WHITNEY RD, GAINES, MI 48436-9797 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2017 | Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 30, 2021 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU |
| Nov 8, 2019 | Loan Modification, Mortgage · Conventional Mortgage STATE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2015 · Amount on File |
| Deed Sale | Jan 15, 2015 · Amount on File |
| Deed Document Number | 20152720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8315 WHITNEY RD, GAINES, MI 48436-9797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000043904 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 201706120043904 |
| Name | THE STATE BANK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8315 WHITNEY RD, GAINES, MI 48436-9797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000072463 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 202010220072463 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8315 WHITNEY RD, GAINES, MI 48436-9797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021809 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 202103300021809 |
| Name | COMMUNITY FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MI 48170 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 8315 WHITNEY RD, GAINES, MI 48436-9797 |
| Document Number | 0000071741 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 8315 WHITNEY RD GAINES MI 484369797, GAINES, MI 48436-9797 |
| Document Number | 0000071741 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 71741 |
| Name | STATE BK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430-0725 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 8315 Whitney Rd was $4,777 with a homeowner's exemption, up 2.9% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,200 (+10.44%) Land $50,900 Building $171,300 | $444,400 (+10.44%) Land $101,800 Building $342,600 | |
| 2025 | $4,777.00 (+2.91%) Homeowner's exemption | $201,200 | $402,400 |
| 2024 | $4,642.00 | ||
| 2023 | $171,200 | $342,400 | |
| 2019 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8315 Whitney Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8315 Whitney Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures