8424 Clear Spring Dr, #4, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 8424 Clear Spring Dr, #4, Chesapeake Beach, MD 20732

Property Summary

Property Type	Townhouse
Details	3 ba · 1,518 sqft · built 2011
Owner	Individual Name on File
Last Sale	$297,517 (Sep 2011)
Tax Bill	$3,007 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-192040`

Property Details

APN / Parcel Number

Primary APN	`03-192040`
Alternative APN	`192040`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Total Area
Basement Area	632 sqft
Finished Basement	632 sqft

Exterior

Year Built	Built 2011
Architectural Style	Townhouse
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	192040
Street Address	8424 CLEAR SPRING DR # 4, 4
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4688
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-2
Legal Description	TOWNHOUSE CONDO IV BLK S UNIT E-4 RICHFIELD STATION
Legal Subdivision	RICHFIELD STATION
Legal Block	S
Legal Lot Number	4
Jurisdiction	CALVERT MD
Township / Civil Division	Washington-Arlington-Alexandria, DC-VA-MD-WV
Census Block Group	1
Census Block	1007
Census Tract	860403

Owner

8424 Clear Spring Dr, #4 is owned and occupied by an individual who bought it in September 2011.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Mailing Address	8424 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4688
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2011 · Amount on File
Deed Sale	Sep 29, 2011 · Amount on File
Prior Sale	Jun 3, 2011 · Amount on File
Deed Document Number	120656
Deed Book / Page	03725 / 0334
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8424 CLEAR SPRING DR # 4, 4, CHESAPEAKE BEACH, MD 20732-4688
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	THE SILK COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056350132
Date	Jul 6, 2020
Book Page	5635/132

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	8424 CLEAR SPRING DR # 4, 4, CHESAPEAKE BEACH, MD 20732-4688
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SILK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 CLEAR SPRING DR, CHESAPEAKE BEACH, MD 20732-4688

Mortgage

Document Number	0061340234
Date	Nov 5, 2021
Book Page	6134/234

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Municipality	Chesapeake Beach Town
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,007.00 Homeowner's exemption	$300,500	$337,900 Land $75,000 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8424 Clear Spring Dr, #4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8424 Clear Spring Dr, #4 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHESAPEAKE BEACH serves 5,000 people · EPA ID MD0040003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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