843 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 843 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,120 sqft · built 1985
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Company Names on Record
Last Sale	$1,172,500 (Feb 2017)
Tax Bill	$18,580 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-145-140`

Property Details

APN / Parcel Number

Primary APN	`037-145-140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,120 sqft Living Area
1st Floor Area	1,600 sqft
2nd Floor Area	1,120 sqft
Basement Area	400 sqft
Finished Basement	400 sqft
Family Room	Family Room
Study	Study
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	141 ft deep x 55 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	843 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 55 56 BLOCK 72 MOSS BEACH NO 2
Legal Subdivision	MOSS BEACH NO 2
Legal Block	72
Legal Lot Number	55
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1015
Census Tract	613600

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	843 STETSON ST, MOSS BEACH, CA 94038-9663
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 25, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 8, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 23, 2017	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	201716489
Last Transfer Date	Aug 15, 2020
Transfer Doc	0000084873
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Aug 25, 2020
Property Address	843 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000084873
Map Reference	MB 6 PG 11
Instrument Date	Aug 15, 2020
Instrument	2020-084873
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	843 STETSON ST, MOSS BEACH, CA 94038-9663

Mortgage

Document Number	0000084874
Date	Aug 25, 2020
Instrument	2020-084874

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 25, 2020
Property Address	843 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000084875
Instrument Date	Aug 15, 2020
Instrument	84875
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	843 STETSON ST MOSS BEACH CA 940389663, MOSS BEACH, CA 94038-9663

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Aug 8, 2018
Property Address	843 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000062001
Instrument Date	Apr 13, 2018
Instrument	62001
Transaction Type	Transfer
Record Updated	Aug 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	843 STETSON ST MOSS BEACH CA 940389663, MOSS BEACH, CA 94038-9663

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 23, 2017
Property Address	843 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000016489
Map Reference	MAP6 PG11
Instrument Date	Dec 21, 2016
Instrument	2017-016489
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2110 ELLEN AVE, SAN JOSE, CA 95125-2615

Mortgage

Document Number	0000016490
Date	Feb 23, 2017
Instrument	2017-016490

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,387,992 (+2%) Land $693,996 Building $693,996
2025	$18,580.00 (+9.88%) Homeowner's exemption	$1,360,778 (+4.04%) Land $680,389 Building $680,389
2023	$16,910.00 (+1.29%) Homeowner's exemption	$1,307,940 Land $653,970 Building $653,970	$2,374,920
2022	$16,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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