San Mateo County property record for 851 Stetson St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,210 sqft · built 1981 |
| Lot Size | 0.188 acres (8,180 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,629 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-145-380 |
| Primary APN | 037-145-380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 2,590 sqft |
| 1st Floor Area | 2,210 sqft |
| Basement Area | 380 sqft |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 8,180 sqft (0.188 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 851 STETSON ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100S7 |
| Legal Description | LOTS 57 & 58 BLK 72 MOSS BEACH ADDN NO 2 RSM 6/11 |
| Legal Subdivision | MOSS BEACH ADDN NO 2 |
| Legal Block | 72 |
| Legal Lot Number | 57,58 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
851 Stetson St is owned and occupied by an individual who acquired it in May 1999.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 284, MOSS BEACH, CA 94038-0284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 31, 1999 |
| Transfer Doc | 0000104252 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 851 Stetson St was $6,629 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,363 (+2%) Land $93,212 Building $264,151 | ||
| 2025 | $6,629.00 Homeowner's exemption | $350,357 Land $91,385 Building $258,972 | |
| 2023 | $5,933.00 (+2.43%) Homeowner's exemption | $336,755 Land $87,838 Building $248,917 | $1,938,240 |
| 2022 | $5,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 851 Stetson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 851 Stetson St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio.
5G (outdoors only) and 4G LTE
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