824 Stetson St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 824 Stetson St, Moss Beach, CA 94038

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,020 sqft · built 2019
Lot Size	0.224 acres (9,771 sqft)
Owner	2 Trust Names on File
Last Sale	$393,000 (Jul 2017)
Tax Bill	$26,263 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`037-144-030`

Property Details

APN / Parcel Number

Primary APN	`037-144-030`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
1st Floor Area	1,675 sqft
2nd Floor Area	1,345 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	9,771 sqft (0.224 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	824 STETSON ST
City	MOSS BEACH
State	CA
Zip	94038-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 25 26 27 28 BLOCK 71 MOSS BEACH NO 2
Legal Subdivision	MOSS BEACH NO 2
Legal Block	71
Legal Lot Number	25
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1014
Census Tract	613600

Owner

824 Stetson St is owner-occupied and held in a trust since March 2022.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 22, 2022	Intrafamily Transfer, Transfer
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jul 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Jul 27, 2015 · Amount on File
Deed Document Number	201760716
Last Transfer Date	Mar 22, 2022
Transfer Doc	0000049688
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 STETSON ST, MOSS BEACH, CA 94038-9663

Mortgage

Document Number	0000023522
Date	Mar 17, 2022
Instrument	2022-023522

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 22, 2022
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000049688
Map Reference	MB 6 PG 11
Instrument Date	Mar 22, 2022
Instrument	2022-049688
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	824 STETSON ST, MOSS BEACH, CA 94038-9663

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 STETSON ST, MOSS BEACH, CA 94038-9663

Mortgage

Document Number	0000127051
Date	Sep 1, 2021
Instrument	2021-127051

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053672
Date	Jul 11, 2019
Instrument	2019-053672

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070979
Date	Sep 3, 2019
Instrument	2019-070979

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 17, 2017
Property Address	824 STETSON ST, MOSS BEACH, CA 94038-9663
Document Number	0000060716
Instrument Date	Jul 7, 2017
Instrument	60716
Transaction Type	Transfer
Record Updated	Feb 8, 2018

Transaction

Amount	Amount on Record
Tax	$432.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 370745 MONTARA CA 940370745, MONTARA, CA 94037-0745

Tax Assessment & Valuation

The 2025 property tax bill for 824 Stetson St was $26,263 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,003,836 (+2%) Land $497,888 Building $1,505,948
2025	$26,263.00 Homeowner's exemption	$1,964,546 Land $488,126 Building $1,476,420
2023	$24,113.00 (+1.25%) Homeowner's exemption	$1,888,262 Land $469,172 Building $1,419,090	$2,326,860
2022	$23,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 824 Stetson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 824 Stetson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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